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Trying to garden....

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Valued Contributor

Trying to garden....

I'm trying to be good and garden after my recent app spree.... (7 cards in 10 months with 3 of them approved a week ago.)

 

I sign in to check on my Chase FUand a little flag pops up. The next page wants my updated income and is showing the CSP.

 

30 seconds later I have another $9K credit line Smiley Happy


NOW, I'm gardening! I swear! Smiley LOL

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 1 of 5
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Senior Contributor

Re: Trying to garden....


@ChargedUp wrote:

I'm trying to be good and garden after my recent app spree.... (7 cards in 10 months with 3 of them approved a week ago.)

 

I sign in to check on my Chase FUand a little flag pops up. The next page wants my updated income and is showing the CSP.

 

30 seconds later I have another $9K credit line Smiley Happy


NOW, I'm gardening! I swear! Smiley LOL


Congrats on your approvals.

 

I suggest quiting while your ahead.

 

Or you might fit in a couple of approved AA's.

Message 2 of 5
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Senior Contributor

Re: Trying to garden....


@ChargedUp wrote:

I'm trying to be good and garden after my recent app spree.... (7 cards in 10 months with 3 of them approved a week ago.)

 

I sign in to check on my Chase FUand a little flag pops up. The next page wants my updated income and is showing the CSP.

 

30 seconds later I have another $9K credit line Smiley Happy


NOW, I'm gardening! I swear! Smiley LOL


It would also help people if you would give data points. Scores, utilization. Stuff like that.

Message 3 of 5
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Valued Contributor

Re: Trying to garden....

You are lucky they were going over last months data. Congrats
Open one, close three. Open one, close three.
Message 4 of 5
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Valued Contributor

Re: Trying to garden....


@donny10 wrote:

@ChargedUp wrote:

I'm trying to be good and garden after my recent app spree.... (7 cards in 10 months with 3 of them approved a week ago.)

 

I sign in to check on my Chase FUand a little flag pops up. The next page wants my updated income and is showing the CSP.

 

30 seconds later I have another $9K credit line Smiley Happy


NOW, I'm gardening! I swear! Smiley LOL


It would also help people if you would give data points. Scores, utilization. Stuff like that.


Utilization is in the mid 30% range according to CK and my last approval (Elan) showed my TU at 674.

My utilization last month was over 50%, I sent $5000 to Discover to bring my balance from $7300 to $2300 and my current score reflects that. Once I get my utilization down to ~8% my scores will go back into the low to mid 700's across the board. (I'm within my 2% period on Discover so I've been funneling A LOT through it!)

I DID just recently start using the Freedom Unlimited a bit after not touching it for much more than some Skyview tickets in DTLA. I've got $3200 on it and sent a $1200 payment to them last month as well.

I had NO intention of app'ing for another card, but as I've read on myFICO, when the offer pops up from Chase, it's a sure thing!

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 5 of 5
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