Two Approvals Today; Capital One Platinum, and Mission Lane

[Butchhtown]

I now have my 3 revolving lines and an installment!

Had a pre approval for capital one, QS1 or platinum decided to go platinum for now and PC later because I was reading QS1 is hard to PC and I didn't want an annual fee. 

Anyway, went through with it here's the details;

SL: $300 (disappointing)

Hits: all 3

APR: 26%

Now Mission Lane, I had a pre approval through credit karma and after researching that it's one of the better rebuild cards I decided to go for it here's the details;

SL: $300

Hits: TU

APR: 29%
AF: $59

Here's some of my credit info,

Auto loan 

cap1 secured $500
TU: 631

EQ: 604

EX: 618

derrogs: 4-2 depending on the bureau. 

I'm really disappointed in the starting limits I was hoping to get better cards but I didn't want to wait any longer to mess up average age, and after hitting all the pre qualifiers this was the best I could do. 

hope this helps!

[M_Smart007]

Congratulations on your approvals..

[pip3man]

Maybe if u had waited a little bit u probably could've gotten a better term through Mission Lane. I have a fresh 4 months old discharged BK7 on file and was approved for a $1k SL, $0 AF and 24.99% APR. Manage the cards well and I'm sure they will grow or so I heard. Congrats on the approval 

[Conceptual23]

Congratulations on the approvals.  

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[JeffMO]

Congratulations! And welcome to the forums

[AllZero]

Congratulations on your approvals!

[cashorcharge]

That's terrific!  Congratulations on your approvals. Overall...PROGRESS! 🎉

[Butchhtown]

Those are great terms for a fresh CH7. 

Thanks for the kind words everybody 

[CreditAggie]

Congratulations on your approvals!

[Anonymous]

Congrats on the back-to-back approvals. It starts here like this, and with responsible management, before you know it you'll be knocking on the door of 700s and continuing the build. Nicely done