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Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

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Anonymous
Not applicable

Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

Made some mistakes in the past with my credit so trying to make sure my kids have a good jump start on credit and know how to use it!

 

Added my daughter last year as AU on a few of my cards and opened up a checking and savings account with NFCU for her as well.  She turned 18 today and current TU score was a 762 for her with just the AU cards showing up.  

 

Applied for the NFCU cash rewards card and she got an instant $8000 approval at 11.15% rate! HP on TU.  

Checked Discover and she was prequalified for the Discover IT so applied and instant approval for $3500. No HP as of yet. 

 

Plan to get her one more card after a few months but will just have her keep one at a time to use for gas and food and rotate them out.

Also going to be cosigning with her on a car this summer before she heads to college.

 

Just wanted to share for others looking to get their kids started. Excited for her and the approvals too because I am in the garden for a long time. Love NFCU and highly suggest them to anyone able to join.

Message 1 of 9
8 REPLIES 8
AllZero
Mega Contributor

Re: Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

Congratulations on DD approvals!
Message 2 of 9
AllZero
Mega Contributor

Re: Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

Happy Birthday to DD. 🎂
Message 3 of 9
Traveler101
Established Contributor

Re: Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

Great birthday present. Gotta LOVE NAVY! Congrats!
Message 4 of 9
M_Smart007
Legendary Contributor

Re: Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

Congrats to DDSmiley Happy

Message 5 of 9
azsnake
New Contributor

Re: Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

Thats awesome! What a great start. Nice rate on the NFCU card. 👌
Congratulations to you both.




Message 6 of 9
Anonymous
Not applicable

Re: Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

WOW. Excellent excellent APR for an 18 year old and great starting line for a student. I never had the credit discussion with my parents before I went to college and one of my biggest regrets. 

Message 7 of 9
Anonymous
Not applicable

Re: Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

congrats on all the approvals for your daughter!

 

she is looking to have a bright credit future!

 

cheers to being a great parent 

Message 8 of 9
Anonymous
Not applicable

Re: Two Approvals for 18 year old daughter. NFCU Cash Rewards and Discover It

That’s amazing! Congratulations on your DD approvals!
Message 9 of 9
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