Two Citi Double Cash Approvals

[Anonymous]

So last week I cold apped the citi dc and got 7-10 day notice. Next day I got a call saying they needed to verify and said I was approved for $500. I thought I got denied in the first place so I was happy I didn’t even try to ask for more lol

Got the card and and used it and then got a fraud saying to call citi — they tried to verify me asking me for a land line phone? Who even has those anymore — anyway they are sending me a letter or something now.

Today I got a pre approval for the same card in the mail. Curious I looked on the forums about double apping and multiple people have done it so I decided what the hell and pulled the trigger — instant approval for $1000

My question is will citi have an issue with this? Will they let me keep both accounts? If they won’t let me keep both can they combine the limits?

Anyone ever did this before?

[Anonymous]

If I'm citi.... I already have you on fraud alert and now another application under your name comes through the computer......could set off some red flags.

[Anonymous]

Yeah I was thinking about that too.... but I’m sure I can clear that up by sending in some documents or something. My main thing is will they let me keep both cards... like is it allowed to have two of the same cards? I seen a few topics on the forum saying it was fine but they were all old so I dunno if banks switched their stance on that.

[Anonymous]

Yes, Citi allows users to keep more than one credit card account of the exact same product, and they are known to approve applications for cards people already have.

[imaximous]

Congrats on the 2 approvals even with the low limits. I can't even get one!

[Anonymous]

Thank you @plyrstar93! Great news!

[Anonymous]

Thanks @imaximous! As for you not being able to get one I’d make a post and get some advice — people will give you the steps on how to get one if you really want one.

[jlitnns]

Call 'em up and see if you can combine them into 1 with a $1500 CL...

[Anonymous]

Yeah that’s what I plan on doing — I just wanted to make sure it was it was cool for me to even have two accounts in the first place because if it wasn’t I didn’t wanna call and then they cancel it lol

[Anonymous]

Update: Just got the approval letter which says I should be getting my new card soon (most likely tomorrow).

Funny thing is I still haven’t gotten the fraud verification letter for the first card lol