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Two Rebound Approvals

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
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Frequent Contributor

Two Rebound Approvals

I have a big purchase this month (new hardwood floors) and figured I would get a few SUBS for it. After gardening for 8 months I applied for the US Bank Altitude Reserve but was denied (denied again on recon). So... Having already exited the garden with two HPs (and still planning on getting my floors) I went for the next two cards on my short list and both were approved. Worth noting: US Bank pulled EQ for the app and EX for the recon which I was not expecting. They are usually a TU puller (my best score) Smiley Sad

 

NFCU Flagship Rewards $20K SL (50000 points SUB)

Capital One Savor $20K SL ($300 SUB)

 

On a side note, this is my first NFCU credit product of any kind. And, because there have been more than a few posts from people being denied the Flagship as their first card, I was a little nervous. But, it worked out. 

 


Message 1 of 20
19 REPLIES 19
Community Leader
Super Contributor

Re: Two Rebound Approvals

US BANK WHO? Smiley Happy
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 2 of 20
Community Leader
Super Contributor

Re: Two Rebound Approvals

Congrats on your approvals 

 

 

Sorry about the denial Smiley Sad

EX 753 EQ 769 TU 755
Message 3 of 20
Senior Contributor

Re: Two Rebound Approvals

Hahaha you sure pulled two whales out of the ocean riding that AR denial. Congrats! 🥳 


Scores 1/2019:
Scores 6/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 4 of 20
Frequent Contributor

Re: Two Rebound Approvals

Congrats and enjoy those SUBs!

 

Dwight Congrats.gif




Message 5 of 20
Valued Contributor

Re: Two Rebound Approvals

Congrats on the approvals! It sucks about the denial but I wouldn't worry too much about it since the other 2 more then make up.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 6 of 20
Regular Contributor

Re: Two Rebound Approvals

Congrats on some really nice approvals!!

Bummer about AR; that's the next card on my list. But your 2 other approvals more than make up for it!
Message 7 of 20
Valued Contributor

Re: Two Rebound Approvals

BOOM !!!..YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your Rebound approvals - NFCU Flagship Rewards and Capital One Savor, and the AWESOME  SLs!!!  

AMEX BCE $4K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
TCL - 100K+ | Rebuilding since April 2018
Message 8 of 20
New Contributor

Re: Two Rebound Approvals

The USB TU puller thing is normally only when opening a Checking and adding a CC to the app process. 

 

Outside of that process they're known to pull any of the 3 CRA's.

500K+ TCL / 800+ FCOs
Message 9 of 20
Member

Re: Two Rebound Approvals

Awesome!


EQ - 593 TU - 587 EQ - 567 Currently Credit Rebuilding
Message 10 of 20