Thought I would add a data point since this turned out to be a soft pull last night. With my new-found Gold Spade, I was a little apprehesive about using the new CLI feature on the website, but seeing a lot of SP results and having already had another statement generate since I paid the renewal AF on my card, I thought my odds might be okay.
While this isn't exactly my daily driver and I do not physically carry the card, I do use it with Apple Pay whenever possible. Spending on the card has been just over $17,000 in the past 12 months, with almost all of that Apple Pay or travel for 3x points (used as 4.5% back for Real Time Redemption on travel). Scores are a bit lower than usual right now due to BT shuffling, assuming they were looking at a TU score somewhere in 750s-770s depending on whether it was fresh or from a recent account review. Squeaky clean reports, with no new accounts in 7 months and only 3 in the past year, I think only 1 scoreable INQ on TU. Income sufficient enough for lending purposes, total revolving limits just over a mil. With my $19,500 Cash+ this puts my total USB exposure at $37,500.
But it was a gamble for you.
I tried and got immediate notice that they tried to HP my frozen TU.
They can kick rocks.
Congrats on your CLI.
With every thread or commment about the Altitude Reserve it becomes a bit more tempting but I'll resist the urge to app for it.
Congrats on that sweet SP CLI!
Congrats! Really well done!
My pull for the 10k CLI ended up being a HP. So now I have to wait until January to get a spade back. Still think there are a lot of data points to get here with USB, given mine happened in month 1 and yours later on. 4k seems to be the SP increment they are most comfortable with.