Congrats K, looks like 4k is special of the day
Eat well
Eat well
Thank you everyone! I did this Sunday night and still no HP.
@K-in-Boston wrote:Thought I would add a data point since this turned out to be a soft pull last night. With my new-found Gold Spade, I was a little apprehesive about using the new CLI feature on the website, but seeing a lot of SP results and having already had another statement generate since I paid the renewal AF on my card, I thought my odds might be okay.
While this isn't exactly my daily driver and I do not physically carry the card, I do use it with Apple Pay whenever possible. Spending on the card has been just over $17,000 in the past 12 months, with almost all of that Apple Pay or travel for 3x points (used as 4.5% back for Real Time Redemption on travel). Scores are a bit lower than usual right now due to BT shuffling, assuming they were looking at a TU score somewhere in 750s-770s depending on whether it was fresh or from a recent account review. Squeaky clean reports, with no new accounts in 7 months and only 3 in the past year, I think only 1 scoreable INQ on TU. Income sufficient enough for lending purposes, total revolving limits just over a mil. With my $19,500 Cash+ this puts my total USB exposure at $37,500.
I'm a bit late to the party on this one (my M.O. lately it would seem) but congrats on a sweet SP CLI!
I can't say enough good things about this card... I started my journey with U.S. Bank expecting them to be stingy (especially with my profile) but my concerns were unwarranted - they have turned out to be quite generous with me. With a little luck this product will continue to fly 'under the radar' and will remain profitable enough for U.S. Bank to leave it alone.
Again, congratulations my friend! 
