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U.S. Bank Auto CLI

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kerplunk
Frequent Contributor

U.S. Bank Auto CLI

Got a letter in the mail yesterday saying U.S. Bank was increasing my Cash+ credit line from $16,000 to $21,000.

 

Nice $5k CLI without even asking. This is nice because U.S. Bank is a hard pull if you ask for a manual CLI.

Message 1 of 8
7 REPLIES 7
Medic981
Valued Contributor

Re: U.S. Bank Auto CLI







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 8
Anonymous
Not applicable

Re: U.S. Bank Auto CLI


@kerplunk wrote:

Got a letter in the mail yesterday saying U.S. Bank was increasing my Cash+ credit line from $16,000 to $21,000.

 

Nice $5k CLI without even asking. This is nice because U.S. Bank is a hard pull if you ask for a manual CLI.


Congrats on the CLI! How long have you had your Cash+? And do you put a lot of spend on it each month? I have no idea what US Bank likes to see in order to grant CLIs.

Message 3 of 8
Anonymous
Not applicable

Re: U.S. Bank Auto CLI

Congrats!! I am hoping for some US Bank auto luv in my future.
Message 4 of 8
19eighty5
Senior Contributor

Re: U.S. Bank Auto CLI

Congratulations on the auto CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 8
kerplunk
Frequent Contributor

Re: U.S. Bank Auto CLI


@Anonymous wrote:

@kerplunk wrote:

Got a letter in the mail yesterday saying U.S. Bank was increasing my Cash+ credit line from $16,000 to $21,000.

 

Nice $5k CLI without even asking. This is nice because U.S. Bank is a hard pull if you ask for a manual CLI.


Congrats on the CLI! How long have you had your Cash+? And do you put a lot of spend on it each month? I have no idea what US Bank likes to see in order to grant CLIs.


I've had this account for 14 years (it is my oldest account). I don't use it that often anymore. I used it heavily for 4-5 months earlier this year, but now it is just used for a few recurring monthly bills. My other cards have $20k+ limits, so maybe they felt left out. Smiley Happy 

Message 6 of 8
xaximus
Valued Contributor

Re: U.S. Bank Auto CLI

Congrats on the CLI!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 7 of 8
Cred4All
Valued Contributor

Re: U.S. Bank Auto CLI

Congrats on the CLI!!  That's also a great account age, I'm sure your solid history played a role, good stuff.


Message 8 of 8
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