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U.S. Bank Cash+ Visa Sig Approved

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Established Contributor

U.S. Bank Cash+ Visa Sig Approved

I haven't posted in a while but I randomly checked the US pre-qual site and I was pre-qualified for Cash+ and the Amex card. I applied late Friday and status went to 7-10 day. I assumed it would be a denial (after a TU alert). I got the email today alerting me that my application was approved. I don't know my score or limit and I don't have a banking relationship with them. I'm in NC and have not seen any branches in my area.

 

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Message 1 of 13
12 REPLIES 12
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Valued Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats!!



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 2 of 13
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Community Leader
Super Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congratulations on your approval!

Message 3 of 13
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Senior Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats on your approval !! any data points you can provide !!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 13
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Valued Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats!

















Your FICO credit scores are not just numbers, it’s a skill.

Message 5 of 13
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Senior Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats and welcome to US Bank.  I think you'll want to call US Bank Underwriting Services at (800) 947-1444 as soon as possible to get your starting limit.  If its the $500 they are known for, you can immediately start the recon process to get it increased to a more reasonable amount.  They will use the same credit pull so there's no risk of an additional pull.





Message 6 of 13
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Valued Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats on the approval. You may get the AJC special $500! If you do, recon and see what they can give you.


Scores - All bureaus 756 +
TCL - Est. $275K
Message 7 of 13
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Senior Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 8 of 13
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Established Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats on the approval!Smiley Very Happy




Message 9 of 13
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Established Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Received my card on Saturday. Starting CL is $1,200. Considering I don't bank with them I probably won't ask for recon. 

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