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U.S. Bank Cash+ Visa Sig Approved

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Mellon
Established Contributor

U.S. Bank Cash+ Visa Sig Approved

I haven't posted in a while but I randomly checked the US pre-qual site and I was pre-qualified for Cash+ and the Amex card. I applied late Friday and status went to 7-10 day. I assumed it would be a denial (after a TU alert). I got the email today alerting me that my application was approved. I don't know my score or limit and I don't have a banking relationship with them. I'm in NC and have not seen any branches in my area.

 

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Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats!!
Message 2 of 13
simplynoir
Community Leader
Mega Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congratulations on your approval!

Message 3 of 13
Anonymous
Not applicable

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats on your approval !! any data points you can provide !!

 

 

 

Message 4 of 13
Medic981
Valued Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats!







Your FICO credit scores are not just numbers, it’s a skill.
Message 5 of 13
Anonymous
Not applicable

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats and welcome to US Bank.  I think you'll want to call US Bank Underwriting Services at (800) 947-1444 as soon as possible to get your starting limit.  If its the $500 they are known for, you can immediately start the recon process to get it increased to a more reasonable amount.  They will use the same credit pull so there's no risk of an additional pull.

Message 6 of 13
xaximus
Valued Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats on the approval. You may get the AJC special $500! If you do, recon and see what they can give you.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 7 of 13
19eighty5
Senior Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 13
Anonymous
Not applicable

Re: U.S. Bank Cash+ Visa Sig Approved

Congrats on the approval!Smiley Very Happy

Message 9 of 13
Mellon
Established Contributor

Re: U.S. Bank Cash+ Visa Sig Approved

Received my card on Saturday. Starting CL is $1,200. Considering I don't bank with them I probably won't ask for recon. 

Message 10 of 13
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