U.S. Bank Visa Platinum CLI

[GalaxyStars]

So my first during rebuilding was a U.S. Bank Secured Visa Platinum, card was finally unsecured about 1yr ago. But they left it at the $300 SL.

Requested an CLI via U.S. Bank website for an additional 1k and it was approved, so now CL of $1,300, not that it matters it's a un-used card with no benefts

but glad it is finally about the starting line.

As I understand it's no hard pull if under the 1,400 mark, and so far no alert regarding HP.

[CreditMagic7]

Congrats!

I haven't tested this but have read plenty of similar results.

[Anonymous]

How long after the card graduated did you request the increase? I just recently did the same thing. my limit is 500 currently. Also have you looked into doing a product change to a card with rewards? Idk if US bank does that, just asking

[RonM21]

Congrats!

[GalaxyStars]

The card graduated around NOV 2015. Just requested CLI last Friday, so basically 6 months after graduating.

I am interested in a product change, I understand that they do, however I don't want a HP and not sure if it would be a HP or not. 

[alextercero]

Congrats

[Tim_S]

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@GalaxyStars wrote:

The card graduated around NOV 2015. Just requested CLI last Friday, so basically 6 months after graduating.

I am interested in a product change, I understand that they do, however I don't want a HP and not sure if it would be a HP or not. 

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I had the same situation.  Went from secured US Bank Visa to an unsecured US Bank Visa Platinum. I did a product change last month to a Perks + and there wasn't a HP.  Just call Card Services and they will tell you if you're eligible for a product change.

Good luck!!

[Anonymous]

Nice, congrats

[Vegas4Play]

Congrats to you!!!

[Anonymous]

Congratulations On Your Approval....Thanks For Sharing..