cancel
Showing results for 
Search instead for 
Did you mean: 

UFCU - University Federal Credit Union ATX

Bolt78748
Established Member

UFCU - University Federal Credit Union ATX

This credit union is awesome!!! They're my #1 lender with Penfed being #2. They pull Experian and if you don't qualify to join you can just pay the $5 fee to make a donation and you're in. When I first opened my checking acct with them over 2 years ago they told me I was pre-approved for a vehicle loan when my experian fico score was in the 650s. I told them I'd consider and let them know. I called back asking If i applied for the great rate card if they'd use the same pull from earlier. They said yes, they use the same one if it's within 30 days. I was approved for $5,000 I just had to open a checking account and deposit $500. I originally only opened up a savings acct. I made the deposit and recieved my card a few days later. I was able to pull my $500 right away. I called a few days later and asked about the ploc and was approved for another $5k Smiley Happy I now have my scores in the 690s and I asked for a CLI to $15k was approved and asked for the rewards card $15k and approved Smiley Happy They don't give instant approvals and with what's going on it takes a few days for them to process the app. The credit line increase took 3 business days. 

Message 1 of 16
15 REPLIES 15
blindambition
Community Leader
Senior Contributor

Re: UFCU - University Federal Credit Union ATX

Congrats on your CLI and approvals. It's always nice when a CU takes care of you!! 👍🏻 

Message 2 of 16
gdale6
Moderator

Re: UFCU - University Federal Credit Union ATX

Pretty good haul out of em, a big congrats to ya Smiley Happy

Message 3 of 16
Slabenstein
Valued Contributor

Re: UFCU - University Federal Credit Union ATX

Congrats on your CU approvals.


Message 4 of 16
AllZero
Mega Contributor

Re: UFCU - University Federal Credit Union ATX

Congratulations on your approval and CLI! Thank you for sharing the information.
Message 5 of 16
CreditAggie
Senior Contributor

Re: UFCU - University Federal Credit Union ATX

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 6 of 16
M_Smart007
Epic Contributor

Re: UFCU - University Federal Credit Union ATX

Congratulations on your Approval..

Message 7 of 16
cashorcharge
Valued Contributor

Re: UFCU - University Federal Credit Union ATX

Congratulations on your success!

Message 8 of 16
mrcraft
Valued Contributor

Re: UFCU - University Federal Credit Union ATX

Congratulations on your approval and CLI!!






Message 9 of 16
xiocc
Regular Contributor

Re: UFCU - University Federal Credit Union ATX

Congrats on your approvals!







Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.