cancel
Showing results for 
Search instead for 
Did you mean: 

UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW

tag
KSK1912
Valued Contributor

UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW

 

Got the card end of 10/2015 with $300 SL. First full statement cut off 11/23/15,  third statement after that, 02/23/16 cli $300 to $800, and 3 statements after that 5/23/16 $800 to $1300 i did put some usage to it, but nnot heavily. I tried putting more transactions, such as buying something small, paying for it, then walk around the store, and buy something else, and then head to the starbucks inside target and get a coffee. It is nice to see a cli on this card knowing people here are stuck at their SL's for 10/15 years. Let's see if another cli comes my way 3 months later in August. Then i can definitely say it is a pattern, at every 3 months.

 

Capture2.GIFCapture1.GIF


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 1 of 20
19 REPLIES 19
One7
Valued Contributor

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW

Wow Congratulations! Very different than what I'm used to seeing from the Target card

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 2 of 20
KSK1912
Valued Contributor

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW


@One7 wrote:

Wow Congratulations! Very different than what I'm used to seeing from the Target card


I know, i probably would not behappier if i got a cli on one of my Amex cards Smiley Happy Hahaaa!


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 3 of 20
Anonymous
Not applicable

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW

Congrats on the CLI

Message 4 of 20
bk510
Valued Contributor

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW


@KSK1912 wrote:

 

Got the card end of 10/2015 with $300 SL. First full statement cut off 11/23/15,  third statement after that, 02/23/16 cli $300 to $800, and 3 statements after that 5/23/16 $800 to $1300 i did put some usage to it, but nnot heavily. I tried putting more transactions, such as buying something small, paying for it, then walk around the store, and buy something else, and then head to the starbucks inside target and get a coffee. It is nice to see a cli on this card knowing people here are stuck at their SL's for 10/15 years. Let's see if another cli comes my way 3 months later in August. Then i can definitely say it is a pattern, at every 3 months.

 

Capture2.GIFCapture1.GIF


I just got my $500 CLI on my 3rd statement as well.......SL $300 naturallySmiley Wink

Congrats,

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 5 of 20
Anonymous
Not applicable

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW

Congrats...Are you letting the balance post and report or PIF...Got one increase on DH card but that was letting balance post highest bal has only been $100 reported then got Auto CLI from $300 to $800 and it's been sitting ...Have used it sparingly after that every few months but pIF

Message 6 of 20
Anonymous
Not applicable

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW

Very nice congrats on your CLIs!
Message 7 of 20
CountryLivin
Valued Contributor

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW

Congratulations! I love my Target Card!!! This card probably gets more use then any of my others!

Message 8 of 20
RonM21
Valued Contributor

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW

Congrats!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 20
KSK1912
Valued Contributor

Re: UNEXPECTED TARGET CLI - SEEMS LIKE A PATTERN NOW


@tamaralig wrote:

Congrats...Are you letting the balance post and report or PIF...Got one increase on DH card but that was letting balance post highest bal has only been $100 reported then got Auto CLI from $300 to $800 and it's been sitting ...Have used it sparingly after that every few months but pIF


I normally used to pay it off because the charges would never be more than $100 / month if that, but right now i am letting some balance report for the past couple months and i feel like you have a better chance of  getting a cli if you let a balance report and then pay it. And in that case, i would normally pay it off, but lately i have been paying more than minimum, less than full balance and i am sure it has something to do with it too. The first thing i had done to get a cli from them was to call and complain when my payment was not posted to my available balance for over 3 weeks, back in december. So i called them and they updated my income and info, and the first cli came a month after that, which was also 3 full statement. I think Target is getting a little better with their cli's and seems like they are setting a pattern for it. 2 cli's every 3 months don't seem like a coinsidence.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.