I'm 5 months late on this, but huge congratulations! I must have been avoiding the temptation over here while gardening.
Two questions:
a.) I notice you have 2 other cards with them. What is your overall CC exposure with them, and do they have hard limits per card/customer?
b.) I also couldn't help but notice that you had 6 points expiring. Were you are able to use these at some point since September or did you forfeit them?
@K-in-Boston wrote:I'm 5 months late on this, but huge congratulations! I must have been avoiding the temptation over here while gardening.
Two questions:
a.) I notice you have 2 other cards with them. What is your overall CC exposure with them, and do they have hard limits per card/customer?
b.) I also couldn't help but notice that you had 6 points expiring. Were you are able to use these at some point since September or did you forfeit them?
Hey @K-in-Boston
The overall exposure (to my understanding) is $100K. The UNA-USA product was discontinued and it was auto-PC'd to the Azure. When I had applied for the CLI, the conditional approval relied on me closing Azure ($10K) as they no longer permitted individuals having 2 separate CC products (I was grandfathered under their old UW policy). The dashboard displayed the 3 CCs for at least a month until they went *poof* and only the Elite remained.
And, I forfeited those poor, lonely 6 points 
@FinStar wrote:I've had the UNFCU Visa Elite since the end of 2015 (originally approved for $70K), and over the years it has received 2 auto-CLIs to $85K where it sat until recently. So, I figured I'd 'spin the wheel' and see whether the max CL ($100K) could be achieved
.
I submitted the request via phone a couple weeks ago and it was approved sometime today. It is a very, very slow review process and the phone application took roughly ~25 minutes. POI was requested/submitted (2 years T/R + bank statements). HP on EX. Needless to say, for as conservative as they are, they had no issue with approving the CLI...well, 2 weeks later
Don't know how I missed this but WTG @FinStar !!! What a great story!!! Congratulations on all that success!!
Cheers
@FinStar wrote:I've had the UNFCU Visa Elite since the end of 2015 (originally approved for $70K), and over the years it has received 2 auto-CLIs to $85K where it sat until recently. So, I figured I'd 'spin the wheel' and see whether the max CL ($100K) could be achieved
I submitted the request via phone a couple weeks ago and it was approved sometime today. It is a very, very slow review process and the phone application took roughly ~25 minutes. POI was requested/submitted (2 years T/R + bank statements). HP on EX. Needless to say, for as conservative as they are, they had no issue with approving the CLI...well, 2 weeks later
A belated congratulations to you sir! I came across this thread about UNFCU today. I've been conducting research on them. Not a lot of DPs about them on MyFico. My membership application was approved today. And I will begin my long journey with them. Strongly considering closing my PenFed account now. Thanks for sharing!!