Even though within the past 2 weeks I've gotten 4 (now five after this one) new cards including the CSP, I decided to be an idiot and let my score go down even further for more inquires and new accounts, so the TLs will age with each other and the HPs will fall off at the same time
I got the 10-30 day message, called the recon backdoor number and was told it was approved! and that its just pending because they're verifying information
pretty excited! now I'll have free nights at the Hyatt from CSP and a combination of mileageplus miles i already have and the bonus miles I have enough for 2 roundtrip tickets!
now to watch as my new accounts report and my scores go now, and a possible FR from amex, but I figured wth, Ive only had amex since january 2011, not the end of the world if they do FR me and close my accounts, but I doubt they will, I will not be carrying any balances on my new cards
so I just called into to see if it was done pending and was told even though I was told it was approved that it actually wasnt and that they need my 2 most recent paystubs before they can approve me luckily I put 35k for income and so far this year I'm actually on track to make more than that, so I'm hoping it shouldnt be a problem
still suck because if I fax it in on friday when I get my next check, I have to wait until the middle of next week for an answer
second update:called recon again today and go the approval for 2k and took 500 from my freedom CL
Congrats on the approval. I don't think you'll have a problem with Amex.
Hopefully not, my available credit did go from 8100 to 34500, but I have had no missed payments or anything in the past 2 years and I wont be keeping balances so I hope I am fine!
not yet approved I guess, they shouldnt have told me I was if I wasnt hopefully they dont take long to look at my fax!
Grats in advance
Do you know what's your limit yet?
well, I was told I was getting the VS with 5 grand limit this morning, but when I just called I was told I will probably get the 5k but it could be as low as 2k on a platium visa instead, if they dont like what they see when I send them my paystubs, which they may not, considering I didnt lie, but what I put is a little misleading, I put Air National Guard Down as my employer, which they are, but only like 2500 a year and then I make like 36000-40000 at my real job, but my real job is 1099, so hopefully when they see that its 1099 paystubs they dont care!
I plan on giving them my 2 most recent paystubs from my regular job which are 1400ish for 2 weeks and my two most recent paystubs from the guard which is just like175 after deductions once a month
so its comes out to more than 35k so hopefully they will accept it!