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UPDATE: Approved- Chances of getting an Amex & diff types of AmexSo

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Im2snaz4u
Established Member

UPDATE: Approved- Chances of getting an Amex & diff types of AmexSo

So I REALLY want an Amex, lol it's my dream card. I'm terrified to apply. Right now my EXP is 743. All my cards are paid off, I'm using less than 5% of my credit. The thing that worries me is I have 11 inquiries. That will drop to 8 in next 24-48 hrs bc I just called and got 3 that shouldn't be there removed. And they are all about a year old. So is there a big diff between 8 and 11 in their eyes and is that too many??

I did the pre approval thing the other day when my EXP was only 713 and was pre approved and now I'm 30 points higher but I've heard of a lot of ppl who get pre approved and still get denied so I'm nervous!! Also I've heard it's easier to get ones like the Hilton Amex etc than just a straight Amex? True? 
Any help on what to do would be great!!!

Thanks

Debbie

Message 1 of 11
10 REPLIES 10
Im2snaz4u
Established Member

Re: Chances of getting an Amex & diff types of AmexSo

I went ahead and applied for the Delta Skymiles and got approved for $10,000.

I was kind of shocked bc I thought that they wld pull my EXP but they pulled TU, amd my score on that one was 702 when they pulled it.

Message 2 of 11
pizzadude
Credit Mentor

Re: Chances of getting an Amex & diff types of AmexSo

Congrats on getting in with Amex !   They've been known to sometimes pull TU rather than EX, or occasionally pull both. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 11
M_Smart007
Legendary Contributor

Re: Chances of getting an Amex & diff types of AmexSo


@Im2snaz4u wrote:

I went ahead and applied for the Delta Skymiles and got approved for $10,000.

I was kind of shocked bc I thought that they wld pull my EXP but they pulled TU, amd my score on that one was 702 when they pulled it.


Congrats on your Delta Skymiles Approval!

Message 4 of 11
Elpadrino1
Valued Contributor

Re: Chances of getting an Amex & diff types of AmexSo

Congratulations on your Amex approval!!

Message 5 of 11
Ilinferno
Established Contributor

Re: Chances of getting an Amex & diff types of AmexSo

Congrats on the nice Amex approval!

Message 6 of 11
Total80sKid
Senior Contributor

Re: Chances of getting an Amex & diff types of AmexSo

Congrats on your SkyMiles approval 👍🏼

Message 7 of 11
Im2snaz4u
Established Member

Re: Chances of getting an Amex & diff types of AmexSo

You guys are all awesome!!! Thank you so much!! It feels good!! Lol Amex has always been my ultimate goal. I'm still not sure how it works as far as if a reg amaze is harder to get than a delta, Hilton, etc... if anyone knows, I'd love your input!!

thanks again guys!!

debbie

Message 8 of 11
NRB525
Super Contributor

Re: Chances of getting an Amex & diff types of AmexSo

Congrats on your AMEX Gold SkyMiles Approval !

That is a fantastic starting limit for a first AMEX !

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 11
gdale6
Moderator Emeritus

Re: Chances of getting an Amex & diff types of AmexSo

Excellent, grats on your Skymiles approval Smiley Happy

Message 10 of 11
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