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@Anonymous wrote:Heey everyone! In trying to figure out the odds of getting approved by synchrony for care credit! Im currently gardening but I have five cards atm; I just increased my Amazon prime store card limit. Im not sure if this factors in to anything. I know Amazon account tells me their version of vantage for transunion and it sits at 681 but my actual trans fico 8 sits at 721. I know they only pull trans at least for me imI'not sure which score they'll pick but was wondering what limit i should ask for.?? I want to use it for my husbands much needed dental work; impacted wisdom teeth since we dontdohave any dental insurance.
My equifax score is 653 experian 648 both low because of medical debt I didnt know i had. Idk if this matters but i have in total 3,950 in credit and a balance of 500 split between three cards. Please let me know if iIshould wait till iIpay off everything or any tips or anything! Thank-you!!!
Welcome to myFICO Forum, Keep us posted if you apply.
I think you'll be fine with the data you provided. They were one of the first approvals I got towards the end of my Chapter 13 and my fico scores were very similar to yours at the time. They approved me for an ICL of $3,000. My wife needed some dental work done about 7 or 8 months after we got the card, and I'm sure we all know how much dental work costs, so I asked for a CLI and they approved it for a $7,000 CL.
Good luck and let us know how it goes!!
Hello Everyone! Thank-you for your responses!! I ended up applying today and got 5 grand!! I feel very lucky considering I've never had a line that high!