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UPDATE: Batting %100 on app spree (Freedom Flex, FNBO, Verizon Visa and Prime)

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FalconSteve
Valued Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)


@CreditAggie wrote:

Congratulations on your approvals! It is my understanding that Chase will not approve two cards in the same day. 


Does that even apply to store/retail cards?

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 21 of 35
CreditAggie
Community Leader
Super Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)


@FalconSteve wrote:

@CreditAggie wrote:

Congratulations on your approvals! It is my understanding that Chase will not approve two cards in the same day. 


Does that even apply to store/retail cards?


Chase does not have a separate division for their cobranded cards unlike Citi Retail Services. The same UW reviews both core and cobranded Chase cards. 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 22 of 35
FalconSteve
Valued Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)


@CreditAggie wrote:



Chase does not have a separate division for their cobranded cards unlike Citi Retail Services. The same UW reviews both core and cobranded Chase cards. 


Good to know, thanks

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 23 of 35
zerofire
Valued Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)

Congratulations on your new found liquidity.

 

Yes Chase will only allow a single application now per day. This is because they want to make sure that application errors like accidental duplicates are eliminated. As a side effect people such as yourself no longer can do multiple product requests together. Lastly the Freedom Flex is not designed as a BT card and if you wanted a higher credit line the better choice would be a Slate or perhaps the newer Slate Edge.

TU:837 09/19/23 Bank of America--EX: 841 09/20/23 Experian--EQ:832 09/21/23 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Walmart WMC, Chase(Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi Dividend MC, Citizens GreenSense MC, Curve WEMC, Discover It C, FNBO Ducks Unlimited VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Synchrony Bank PayPal Cashback MC, UMB Bank Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage Visa, AOD Signature, Bellco Colorado Rewards, Citi Custom Cash, EBates, Nusenda Platinum Cash Rewards, Ollo Optimum, Redstone Signature, Security Service Power Travel Rewards, Vantage West Connect Rewards
Message 24 of 35
NRB525
Super Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)

Congrats on your Freedom Flex and FNBO approvals !

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 25 of 35
JFox418
Regular Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)

Trying not to lose hope on the Prime card. Just called the automated line to check and said it's still under review and I'll receive an decision in 2 weeks. 

Message 26 of 35
JFox418
Regular Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)

Woohoo! Email I received yesterday. I called into the automated line hoping my credit limit was more but it said $5k. I'll take it haha

 

Capture.JPG

Message 27 of 35
Trini88
Established Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)


@JFox418 wrote:

Woohoo! Email I received yesterday. I called into the automated line hoping my credit limit was more but it said $5k. I'll take it haha

 

Capture.JPG


Congratulations 🥳🎉🎊



Goal Cards:
Message 28 of 35
M_Smart007
Legendary Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)


@JFox418 wrote:

Woohoo! Email I received yesterday. I called into the automated line hoping my credit limit was more but it said $5k. I'll take it haha

 

Capture.JPG


Yes, $5K is better than a denial! ..Congratulations on your Chase Amazon Visa ApprovalSmiley Happy

Message 29 of 35
pakratus
Contributor

Re: Batting %67 on app spree (Freedom Flex, FNBO but no Prime)

Does the phone system do the same thing as online?  Saying initial credit limit $5k, but actual limit is more than that?

Message 30 of 35
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