**UPDATE: CSP Approved ** - Chase Sapphire Reserve Green Check Mark

[Anonymous]

Why would Chase extend a CSR offer when I am 8/24? This is the first time the CSR has appeared in my offers, even after my spree. Chase is my main bank and I pay off all of my card through that account.
 

Update: ***
Thank you everyone for the assistance. I'm 9/9 with 7 months of credit history. I was approved for $5k CSP, even though I had a green check mark for CSR. I have 10 year relationship with Chase and they are my primary bank. This also marks $7,700 added in credit within the week.

I have also sent a secured message to have the card sent through expedited shipping. One question: how can you increase starting CL, say if I want to increase card to $10k to convert to CSR next year? Any recommendations!

Again, thank you. I'll be in the garden, if you need me.

[Shadowfactor]

They offers are based on marketing for those who meet the UW standards for whatever product it is.

Tons of people have been able to get around 5/24 through these offers.

Basically they are just marketing a card to you. Nothing special about that even though it does help you bypass 5/24.

While I do have a chase card simply because their rewards system is very valuable. I honestly don’t think there’s anything special about chase to write home about and they are a huge PITA to deal with if you ever have any issues they don’t like.

[K-in-Boston]

Green check mark offers (assuming you to a screen with one APR disclosed and just asking income) typically bypass 5/24. I got my CSP (now CSR) that way 1/1/17 when I was LOL/24.

[Anonymous]

---

@Shadowfactor wrote:
They offers are based on marketing for those who meet the UW standards for whatever product it is.

Tons of people have been able to get around 5/24 through these offers.

Basically they are just marketing a card to you. Nothing special about that even though it does help you bypass 5/24.

While I do have a chase card simply because their rewards system is very valuable. I honestly don’t think there’s anything special about chase to write home about and they are a huge PITA to deal with if you ever have any issues they don’t like.

---

Thanks for the information. I like Chase b/c they are my primary. Also, my household has 45k UR Points and growing. Wouldn't mind accumulating 200k URs and solely using for vacation/travel. I prefer AMEX's SP system and CLIs. 

[Anonymous]

---

@K-in-Boston wrote:

Green check mark offers (assuming you to a screen with one APR disclosed and just asking income) typically bypass 5/24. I got my CSP (now CSR) that way 1/1/17 when I was LOL/24.

---

APR is single range for CSR and has always been for CSP. Only asking for income on the screen. Thank you for the info. I was not sure if it still bypassed anymore. 

[Anonymous]

Have you gone on any sprees lately?

[Anonymous]

In July, yes. One was a SP (AMEX PRG). One was an auto HP that I used to double dip (USAA). Discover was a HP, even though, I was pre-approved.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/3-Approvals-PRG-USAA-Discover-2-CLIs-ED-Citi/...

[Anonymous]

If you’re going for it, I’d go for it before the Amex reports. It looks like you don’t have much exposure with Chase so I don’t think there’ll be any blow back.

Happy Apping and good luck 🍀.

[Anonymous]

---

@Anonymous wrote:
If you’re going for it, I’d go for it before the Amex reports. It looks like you don’t have much exposure with Chase so I don’t think there’ll be any blow back.

Happy Apping and good luck 🍀.

---

Took your advice. But went for the CSP. Auto Approved for $5,000 at 8/24. Was hoping for more, but thanks for your luck. Also, got an increase on my Merrick $700 --> $1400. I guess, I should be happy because I only have 7 months of credit history. 

[kerplunk]

Approved for $5,000? Did you apply to the CSP instead of the CSR?