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UPDATE: NFCU membership w/ cashRewards & navcheck PLOC Approved.

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Valued Contributor

UPDATE: NFCU membership w/ cashRewards & navcheck PLOC Approved.

Yep. I'm one of NFCU's newest members. Took the opportunity to apply for a cashRewards card since my portfolio is missing a 1.5% cash back on any purchase product. App was approved after a few minutes. Nice SL and a decent APR:

 

Screen Shot 2017-01-25 at 10.53.11 AM.png

 

 

Applying for membship: Talk about a long drawn out process to gain membership. All in all, it was worth it!

 

UPDATE: Since I was on fire, I figured I'd go for the navcheck PLOC. Approved for the full $15K @ 14.24 APR. Yep, I'm done. I suspect with all of this activity one of my lenders is sure to AA me (comenity, sync, barclays)..take your pick, right?!?

744 INQs: 10754 INQs: 5743 INQs: 12UTIL: 1%AAoA: 3yr 6mosTotal Credit Line: $8616250
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14 REPLIES 14
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Senior Contributor

Re: NFCU membership & cashRewards Approved

Congrats on your approval! Very nice limit. I like that this card posts the cash back once the transaction posts and you can redeem any amount.

Message 2 of 15
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Senior Contributor

Re: NFCU membership & cashRewards Approved

Very nice, Ysettle, congratulations! I've been waiting to hear this excellent news! Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 3 of 15
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Valued Contributor

Re: NFCU membership & cashRewards Approved


@MrPTato wrote:

Congrats on your approval! Very nice limit. I like that this card posts the cash back once the transaction posts and you can redeem any amount.


That's awesome. No waiting on cycle statements works for me.

744 INQs: 10754 INQs: 5743 INQs: 12UTIL: 1%AAoA: 3yr 6mosTotal Credit Line: $8616250
Message 4 of 15
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Valued Contributor

Re: NFCU membership & cashRewards Approved


@humuhumunukunukuapuaa wrote:

Very nice, Ysettle, congratulations! I've been waiting to hear this excellent news! Smiley Happy


Thanks, humu. I've held out long enough and the time had come. I also snuck into Alliant CU as well but kept quiet.

744 INQs: 10754 INQs: 5743 INQs: 12UTIL: 1%AAoA: 3yr 6mosTotal Credit Line: $8616250
Message 5 of 15
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Community Leader
Mega Contributor

Re: NFCU membership & cashRewards Approved

Why settle but for the very best Navy has to offerSmiley Happy. Congrats Y, it suits you wellSmiley Happy
Message 6 of 15
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Valued Contributor

Re: NFCU membership & cashRewards Approved

Why thank you AJC. I wanted the flagship but I'm carry way too many AF cards as it stands -- which I need to start sheding this year. Only the prestige is worth keeping, IMO.

744 INQs: 10754 INQs: 5743 INQs: 12UTIL: 1%AAoA: 3yr 6mosTotal Credit Line: $8616250
Message 7 of 15
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Valued Contributor

Re: NFCU membership & cashRewards Approved

Welcome aboard 😊

Everybody, even my 21 y.o 1st solo card son
Seems to be getting a better Apr offer an me
I better send a chat request 😎

Anyway, you'll love the cashRewards
Again, welcome and Congrats!
Message 8 of 15
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Valued Contributor

Re: NFCU membership & cashRewards Approved


@Ysettle4 wrote:

Yep. I'm one of NFCU's newest members. Took the opportunity to apply for a cashRewards card since my portfolio is missing a 1.5% cash back on any purchase product. App was approved after a few minutes. Nice SL and a decent APR:

 

Screen Shot 2017-01-25 at 10.53.11 AM.png

 

 

Applying for membship: Talk about a long drawn out process to gain membership. All in all, it was worth it!


Congratulations!!! 


Message 9 of 15
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Valued Contributor

Re: NFCU membership & cashRewards Approved


Applying for membship: Talk about a long drawn out process to gain membership. All in all, it was worth it!

How long did it take you to receive approval?
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 10 of 15
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