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UPDATE! PenFed Platinum Rewards Approved & CLI:)

Anonymous
Not applicable

Re: PenFed Platinum Rewards Visa Signature Approved :)


@JoeLuvsHisCredit wrote:

@Anonymous


I joined PenFed and appd for the Plat Rewards last 12/31.

 

Still no card.. Smiley Mad

Message 11 of 37
JoeLuvsHisCredit
Valued Contributor

Re: PenFed Platinum Rewards Visa Signature Approved :)

WOW maybe you will get  it tomorrow please let me know Smiley Happy

Message 12 of 37
Anonymous
Not applicable

Re: PenFed Platinum Rewards Visa Signature Approved :)


@JoeLuvsHisCredit wrote:

WOW maybe you will get  it tomorrow please let me know Smiley Happy


Definitely.. Can't say it was lost as I've received 3 mails from PenFed already and 1 of em is in regards to the Credit Approval.

 

So what else did you appd for?

 

I appd for the Plat Rewards and an AutoLoan which are both approved. I got declined on the Promise Card.

 

8500K for Plat Rewards and 33K for the AutoLoan.

Message 13 of 37
JoeLuvsHisCredit
Valued Contributor

Re: PenFed Platinum Rewards Visa Signature Approved :)

I got approved for this. I haven't apply for anything else I really want to add a personal loan.Some people mention that they do a different HP for a personal loan? My EQ is 738Penfed 1 11 2017 sS.jpg

Message 14 of 37
Anonymous
Not applicable

Re: PenFed Platinum Rewards Visa Signature Approved :)


@JoeLuvsHisCredit wrote:

I got approved for this. I haven't apply for anything else I really want to add a personal loan.Some people mention that they do a different HP for a personal loan? My EQ is 738Penfed 1 11 2017 sS.jpg


Nice!

 

I actually got HP'd twice which I gladly disputed the other HP with EQ. Even PenFed had no idea why I got HP twice.

 

My APR is a bit higher than yours at 17.99%

 

But hey.. If you PIF every month, there is no need to worry bout that.

Message 15 of 37
JoeLuvsHisCredit
Valued Contributor

Re: PenFed Platinum Rewards Visa Signature Approved :)

Did EQ remove the second HP? They always give me a hard time lol

Message 16 of 37
Anonymous
Not applicable

Re: PenFed Platinum Rewards Visa Signature Approved :)


@JoeLuvsHisCredit wrote:

Did EQ remove the second HP? They always give me a hard time lol


I just checked for status and its still Pending with ETA for completion 2/2.

 

I mean its a valid dispute because PenFed has no knowledge of it and its their regulations for 1 HP on all products for 30 days.

 

Its just the pain of waiting to clear from your credit.

Message 17 of 37
Anonymous
Not applicable

Re: PenFed Platinum Rewards Visa Signature Approved :)

Congrats JOE! That's a good SL. You can call and try to recon the SL. I was able to bump from $5k to $15k by calling in an speaking to a Supervisor (the supervisors are all Loan Officers) and can make the decision right then and there.  Also the card will definitely GROW. Remember that HP is good for 90 days so any requests for an increase during that time are only SP's. My Plat Rew card went from $5k to $25k in that 90 days window.

Message 18 of 37
Anonymous
Not applicable

Re: PenFed Platinum Rewards Visa Signature Approved :)

The 2nd HP may be valid, there's been conflicting info from PenFed Customer Service about HP policy.  Some have said different product types will result in a HP. Seems in general that Credit Cards / Checking Accounts are under same umbrella. YMMV with Auto Loans and Personal LOC are definitely a separate products.

Message 19 of 37
Anonymous
Not applicable

Re: PenFed Platinum Rewards Visa Signature Approved :)


@Anonymous wrote:

The 2nd HP may be valid, there's been conflicting info from PenFed Customer Service about HP policy.  Some have said different product types will result in a HP. Seems in general that Credit Cards / Checking Accounts are under same umbrella. YMMV with Auto Loans and Personal LOC are definitely a separate products.


You sure its not 30 days? I was told by the PenFed rep 30.. I mean I could be wrong because I have 45 days to use my autoloan or else it would be voided.

Message 20 of 37
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