cancel
Showing results for 
Search instead for 
Did you mean: 

UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

peghede
Valued Contributor

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

Congrats on double dip m8

Message 11 of 21
Anonymous
Not applicable

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

Congrats .That's the best double dippp I've seen this far. 

 

PS. I see a typo in your Sig (I think unless you got a CLD).

Amex BCE SL 5000 now 1000.

Also I dont think you have to keep posting SL 500 now 500, 800 now 800, 10000 now 10000. If nothings changed theres really no need for it. Or if that's how you like to do it you may be able to minimize by putting it like this:

SL:800 CL:5000. Or SL:800 CL:800. Starting limit vs. Current limit. Idk thats just me though .I am a little weird and OCD about certain things so it just bugging me to see it being so repetitive. If that's how you like it then so be it though. Its not against the rules just thought I'd try and help you minimize a little and make it a little quicker to read and more legible/ not as confusing. Took me a minute to understand what you were trying to say down there lol .

 

 

edit: I did just finish the post and see that they DID give you a CLD. I'm sorry they felt that way about you lol. 

Message 12 of 21
trusty
Frequent Contributor

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

Congrats on the increases!

 

Ah, the games we have to play with Disco... just to get a halfway decent limit!

Message 13 of 21
Anonymous
Not applicable

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

Your majesty,

I know about double dipping, but I have not witnessed this kind of benevolence in 6 months.

Could you tell us mere mortals how you used your discover card to get this kind of dd

I got mine 6 months ago at 1k though now at 3.5k.

Please tell us


@toadsworthwrote:
Got my Discover it Card in August, $1000 SL. 3 months in, luv button gets me $500 increase. Did it again and got another $500 and today I was planning on hitting the button to get another $500 for a CL of $2500. I look and see ‘$2500’ and shrug and am about to accept it when I realize it says an INCREASE of $2500, bringing my total limit to $4500. Heck yes!

Going to call and try for the double dip in a few when I get out of bed lol

UPDATE: Called and mentioned I was hoping for a larger increase (lol) and asked if there was any more they could offer and got another $2000, making today’s increase $4500 for a total CL of $6500. Not bad for a card that opened at $1000 6 months ago! If only my Amex cards would grow lol

 

Message 14 of 21
Anonymous
Not applicable

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

I think a huge factor for Discover would be the Annual Income. The Score is just a miniscule part of their criteria. I say this because, I have some friends who are also getting a lot of luv from Discover almost every month or every other month, between 500 - 1500 increases, and their Income is between 75 - 100K, whereas I am in the near 50K margin, so I guess eventhough my scores are higher than them and hardly apply for any new credit, they still get the most favorable responses for CLI requests. Just my observation.

Message 15 of 21
Anonymous
Not applicable

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

Very nice increase.  Way to go....

Message 16 of 21
Gregory1776
Valued Contributor

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

Keep in mind they’re targeting transistors, or people whom carry balances month to month.
Message 17 of 21
Gregory1776
Valued Contributor

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

Message 18 of 21
toadsworth
Regular Contributor

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI

Edmond, I used it hardly at all and only on the 5% category. I then PIF before the statement drops so it always reports 0.

Discover pulls TU for CLIs and mine just crossed the 740 mark. Probably helped me out.

My income is pretty average, in the middle of 50k-75k but one thing is Discover asks for your monthly housing/rent/mortgage cost and mine is $0. I’d like to think my DTI is pretty good, with my $239/mo car payment, almost of all of my cards with no balance, and my Alliant SSL sitting at 92% paid lol
Kind of have everything I want now, creditwise. Undeliberately gardening until I have some spending to do and find a 100,000 Amex Platinum offer lol

Started my credit journey August 2016, after abstaining from credit for years after some poor financial choices in high school. Started with scores in the 580s. Current scores 11/6/18 - EQ: 754 TU: 757 EX: 743

From oldest to newest: DuPage CU Visa Platinum, SL 500 now 3750, Cap1 Platinum SL 300 PC'd to QS now 1600, Alliant Credit Union Share Secured Loan $500, Amex BCE SL 5000 now 600, Neiman Marcus SL 700 now 10000, Target RedCard SL 400 now 2900, Amex ED SL 10000 now 500 (combined with Cash Magnet), Chase AARP SL 800 now 3300, Chase Amazon Prime SL 1000 now 10000, Honda Lease, Discover it SL 1000 now 7000, Synchrony PayPal 2% CB SL 3000 now 10000, Barclays Uber Visa SL 800 now 2100, Citi ThankYou Preferred SL 3300 now 5300, Chase Ritz-Carlton SL 10000 now 1500 (moved to other cards to get annual fee refund), Comenity Total Rewards Visa SL 2000 now 3250, US Bank Cash+ SL 500 recon'd to 10000, US Bank Reserve LOC 1000, Union Bank Rewards Visa SL 5000 now 5000, Amex Cash Magnet SL 9900 now 20000, Cap1 Venture SL 10000 now 10000, Discover it 3000 SL now 4000, Amex SPG Luxury 3100 SL now 3100, Amex Amazon Business Prime 10000 SL now 10000, Amex Gold NPSL, US Bank Premier LOC 5000, US Bank Visa Platinum 5400 SL currently reconning

Combined revolving CL $135,300

Goal: Spring 2019 800+ club, $50,000 combined Amex limit
Message 19 of 21
Anonymous
Not applicable

Re: UPDATE: SUCCESSFUL DOUBLE DIP! Discover 3.25x CLI


@toadsworthwrote:
Edmond, I used it hardly at all and only on the 5% category. I then PIF before the statement drops so it always reports 0.

Discover pulls TU for CLIs and mine just crossed the 740 mark. Probably helped me out.

My income is pretty average, in the middle of 50k-75k but one thing is Discover asks for your monthly housing/rent/mortgage cost and mine is $0. I’d like to think my DTI is pretty good, with my $239/mo car payment, almost of all of my cards with no balance, and my Alliant SSL sitting at 92% paid lol


Some say carrying a balance facilitates CLIs, other say PIF just like you. I guess it is YMMV.

All the same congrats on the CLI

Message 20 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.