UPDATE on my Discover Secured

[CashBackQueen]

Hi everyone. My 7th statement cut the day before Christmas Eve, so the next day I used their online chat to ask a rep if my card graduated. He said he could see that I had my first account review the day before and unfortunately it didn’t graduate, but my next review would be January 23rd and it could possibly happen then 😔

But this morning I woke up to that wonderful Congratulations email that not only did my card in fact graduate, but they bumped my limit from 200 to 1500! My heart actually skipped a beat because after months of anticipation and then chatting with that rep, I was not expecting graduation let alone a nice increase! That really made my day 😁

[Anonymous]

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Congrats...and that 23rd January reminds me for requesting CLI on two of my CITI cards...LOL...been waiting to complete 6 months...

@CashBackQueen wrote:

Hi everyone. My 7th statement cut the day before Christmas Eve, so the next day I used their online chat to ask a rep if my card graduated. He said he could see that I had my first account review the day before and unfortunately it didn’t graduate, but my next review would be January 23rd and it could possibly happen then 😔

But this morning I woke up to that wonderful Congratulations email that not only did my card in fact graduate, but they bumped my limit from 200 to 1500! My heart actually skipped a beat because after months of anticipation and then chatting with that rep, I was not expecting graduation let alone a nice increase! That really made my day 😁

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[19eighty5]

Congratulations on your card graduating!

[Brooklyn2018]

Congrats!!!👏👏👏

😊

[CivalV]

So I read your post and decided to chat with a rep. I asked if my Discover card graduated. I got an odd response. The CSR stated that starting 1/6/19 billing cycle, on the 7th statement my account will begin to be reviewed. That my card has not graduated just yet. They said it in a way that they have not reviewed my account yet but that they will soon. Idk I guess in a couple of days we will see what happens. Today my 7th statement cuts.

[CashBackQueen]

Thanks everyone!

@CivilV you won’t know today. It takes a couple days after the statement cut date, and until then it looks like you did not graduate as far as the reps can see. I think it’s totally computer automated. Good luck to you!

[xaximus]

Congrats on the graduation and CL!

[Anonymous]

From $200 to $1500, that's great!
Congratulations!

I won't add extra to my security because it seems like they look at a lot of variables.

[CashBackQueen]

@xtra I think as long as you treat the card well and continue to improve your profile, Discover will reward you. There is that occasional case where a person does everything right and still can’t get their card to graduate, but for the most part Disco cards have been graduating and increasing left and right lately.

[Anonymous]

@CashBack no worries here. I'm confident of my rising data points and spend. I just don't feel it necessary to add to my security.
A couple of months to go! 👍😊