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UPDATED 3/7/19 corrected 3/9/19 Care credit love button CLI

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Super Contributor

UPDATED 3/7/19 corrected 3/9/19 Care credit love button CLI

Update starting at message 35.

correction at 42 .

So I was reading an earlier thread and saw that carecredit CLIs are as SPs. So I logged into the app hit the button. I already have a 3000 limit, so I ask for 10K. It gave me 7K! So, undeterred, I hit the button again and asked for 10 again! Not satisfied, it gave me 12K! I happily accepted and called it good enough even though I believe I can hit it again!! 😉 BTW, had to unfreeze my TU for the SP CLI, FYI.
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 1 of 46
45 REPLIES 45
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Frequent Contributor

Re: Care credit love button CLI

Congratulations!!!

It hates me. Wouldn’t even gives me $100 CLI lmao.


Message 2 of 46
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Super Contributor

Re: Care credit love button CLI

Congratulations!

Sync sends me insufficient experience letters so I decided to stop asking and save some trees lol



Message 3 of 46
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Super Contributor

Re: Care credit love button CLI

Crazy… Do y’all think I should hit it again?
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 4 of 46
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Valued Contributor

Re: Care credit love button CLI


@Birdman7 wrote:
Crazy… Do y’all think I should hit it again?

It's only a SP - Please HIT IT AGAIN!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 5 of 46
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Super Contributor

Re: Care credit love button CLI

what number should I put?
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 6 of 46
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Super Contributor

Re: Care credit love button CLI

I put 15K... Approved!!!!! should I keep going?
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 7 of 46
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Super Contributor

Re: Care credit love button CLI

OMG wondering if there's a bad side?
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 8 of 46
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Super Contributor

Re: Care credit love button CLI

Congrats on all of your increases but I would stop poking Sync before some form of AA gets triggered. 




Message 9 of 46
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Super Contributor

Re: Care credit love button CLI


@Saeren wrote:

Congrats on all of your increases but I would stop poking Sync before some form of AA gets triggered. 


yeah, I went 1) from 3K to 7K; 2) from 7K to 12K; and 3)from 12K to 15K. **bleep**, I'm in shock.......plus Barclay bumped me up to 8K earlier, which made them my second highest card until this happened shortly afterwards! Nice day, but I wonder what would've happened had I poked 20K instead of 15K? LOL! Oh, I gotta go start a topic on Synch.....dif issue.
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 10 of 46
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