cancel
Showing results for 
Search instead for 
Did you mean: 

US BANK CASH + APPROVAL. *UPDATE*

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Valued Member

US BANK CASH + APPROVAL. *UPDATE*

I've been lurking on here for awhile reading forums and I decided to finally join in. My approval with US Bank for the Cash + was scary because of all the reviews I read about denials. I applied and got the 7-10 message and then called and it said we could not go forward so I spoke to a rep who said that they needed me to verify my email and phone number. I decided to speak to a rep because I was shocked at a denial with a 765 Transunion score which is who they pulled but then she said that it was not a denial, they just wanted to make sure it was me, I had applied for the Uber Visa the same day and got a 15,000 limit. I called 24 hours later and it said Congratulations you have been approved but it didn't tell me for how much, the anxiety is killing me, waiting on the card in the mail. So for those who are interested in the US Bank Cash + I say go for it, you never know.

 

*UPDATE* Yikes! So I got an email "Welcome to the US Bank Cash + Visa Signature Card" so I went to check the mail, wasn't here yet but I called and they said my starting limit is $500 with 0 APR for 15 months then 17.24%. WHAT? My TU08 credit score is 765 and my highest limits are CAP1 Quicksilver 30K, Chase SP 25K, Chase U 16, Uber Visa 15, etc. By far my lowest limit. Geesh! So they want me to max out the card to get the $150 Bonus? Smh in shock. I thought Signature meant at least 5K. Oh well I guess I have to make the best of it. She said I can call the underwritting to ask why my limit is low in the am.

CHASE UNLIMITED $16,000
CHASE SAPPHIRE $25,000
CAPITAL ONE QUICKSILVER $30,000
BARCLAYCARD UBER VISA $15,000
BARCLAYCARD APPLE REWARDS $2,000
DISCOVER IT $10,000
DISCOVER IT CHROME $5,700
US BANK CASH PLUS $500
CAPITAL ONE PLATINUM SECURED $1,300
PAYPAL 2% MASTERCARD $8,000
AMERICAN EXPRESS CASH MAGNET $6,000
TARGET REDCARD $2,000
WILLIAMS SONOMA VISA $4,000
QVC QCARD $2,900
MYFICO EQ 710 TU 773 EX 721
Message 1 of 14
13 REPLIES 13
Highlighted
Valued Member

Re: US BANK CASH + APPROVAL.

Congrats on the Approval I tried US Bank two Weeks, didn’t swing in my favor though lol. Good thing is you got to turn your Dread to a celebration!


Starting Scores: TU: 510, EQ: 500 (2014),Current FICO: TU 650 EQ: 648 EX: 663
Message 2 of 14
Highlighted
Valued Member

Re: US BANK CASH + APPROVAL.

Thank you! I would say you should just up your score, dust yourself off and try again! 😀

CHASE UNLIMITED $16,000
CHASE SAPPHIRE $25,000
CAPITAL ONE QUICKSILVER $30,000
BARCLAYCARD UBER VISA $15,000
BARCLAYCARD APPLE REWARDS $2,000
DISCOVER IT $10,000
DISCOVER IT CHROME $5,700
US BANK CASH PLUS $500
CAPITAL ONE PLATINUM SECURED $1,300
PAYPAL 2% MASTERCARD $8,000
AMERICAN EXPRESS CASH MAGNET $6,000
TARGET REDCARD $2,000
WILLIAMS SONOMA VISA $4,000
QVC QCARD $2,900
MYFICO EQ 710 TU 773 EX 721
Message 3 of 14
Highlighted
Community Leader
Mega Contributor

Re: US BANK CASH + APPROVAL.

UberifficSmiley Happy
Message 4 of 14
Highlighted
Community Leader
Super Contributor

Re: US BANK CASH + APPROVAL.

Congrats!
Message 5 of 14
Highlighted
Frequent Contributor

Re: US BANK CASH + APPROVAL.

Congratulations on getting in US Bank! Nice to see that you got a great SL on your other card as well!

Message 6 of 14
Highlighted
Valued Contributor

Re: US BANK CASH + APPROVAL.

Congrats!  US Bank is tough

Message 7 of 14
Highlighted
Established Contributor

Re: US BANK CASH + APPROVAL.

Congrats!

 

Dont forget to post your CL when you recieve your card!

    EQ=841        TU=834         EX=834      INQ=0/0/0     UTIL=1%        AZEO


Message 8 of 14
Highlighted
Valued Contributor

Re: US BANK CASH + APPROVAL.

Congratulations on what looks like a double US Bank approval. Nice SL on Uber

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 9 of 14
Highlighted
Valued Member

Re: US BANK CASH + APPROVAL.

*UPDATE* Yikes! So I got an email "Welcome to the US Bank Cash + Visa Signature Card" so I went to check the mail, wasn't here yet but I called and they said my starting limit is $500 with 0 APR for 15 months then 17.24%. WHAT? My TU08 credit score is 765 and my highest limits are CAP1 Quicksilver 30K, Chase SP 25K, Chase U 16, Uber Visa 15, etc. By far my lowest limit. Geesh! So they want me to max out the card to get the $150 Bonus? Smh in shock. I thought Signature meant at least 5K. Oh well I guess I have to make the best of it. She said I can call the underwritting to ask why my limit is low in the am.

CHASE UNLIMITED $16,000
CHASE SAPPHIRE $25,000
CAPITAL ONE QUICKSILVER $30,000
BARCLAYCARD UBER VISA $15,000
BARCLAYCARD APPLE REWARDS $2,000
DISCOVER IT $10,000
DISCOVER IT CHROME $5,700
US BANK CASH PLUS $500
CAPITAL ONE PLATINUM SECURED $1,300
PAYPAL 2% MASTERCARD $8,000
AMERICAN EXPRESS CASH MAGNET $6,000
TARGET REDCARD $2,000
WILLIAMS SONOMA VISA $4,000
QVC QCARD $2,900
MYFICO EQ 710 TU 773 EX 721
Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.