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US BANK CASH+ AUTO CLI AT 9 MONTHS

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KELSTAR
Regular Contributor

US BANK CASH+ AUTO CLI AT 9 MONTHS

Hi all!

Just providing some data points.

Opened in June 2018 for 5% utilities and furniture as I closed on house 5/31/18.

Starting line was $2,500 and I did not have any relationship with US Bank prior.

I put $250-$350 on it from 1 utility transaction monthly.

I received a letter in the mail today with a credit line increase of $1,000 to $3,500.

I want it to be 20k but I'll request that with a HP in the future.

 

Take care all.

 

Signature as of 10/01/21. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location.
FICO 8 EQ=796 TU=799 EX=801
FICO 9 EQ=816 TU=816 EX=813
MORTGAGE SCORES EQ=773 TU=782 EX=787
AAoA=4Y3M AoOA=11Y4M AoYA=5M
VANTAGE SCORES EQ=825 TU=813 EX=813
BUSINESS CREDIT SCORES. Formed LLC 6/1/18. YEARLY SALES=3M
EXPERIAN BUSINESS CREDIT SCORE=77 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210 D+B=80
HARD PULLS last 12 months EQ=1 TU=1 EX=1 Three new accounts reporting.
HARD PULLS last 24 months EQ=1 TU=2 EX=2 Four new accounts reporting.
INCOME=$290k as of 10/01/21 for income stated on applications. DTI=2.5% Business sales 300k monthly.
MAIN BUSINESS and PERSONAL BANKING=CHASE
MORTGAGE=800K 03/21 2.25%
INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.

OPEN PERSONAL ACCOUNTS/OPEN DATE
DISCOVER=34k 10/17 CITI COSTCO VISA=16k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20 AMEX PLATINUM= NPSL 04/21 AMEX HILTON SURPASS=10k 05/21

OPEN BUSINESS ACCOUNTS/OPEN DATE
CHASE INK CASH=10k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=10k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=35k 02/20 CHASE INK PREFERRED=50k 07/20 AMEX BUSINESS GOLD=NPSL 09/20 AMEX BUSINESS PLATINUM=NPSL 05/21 CHASE BUSINESS LINE OF CREDIT= 225k 09/21
Message 1 of 10
9 REPLIES 9
Chelow
Regular Contributor

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

Congrats on auto Luv !!!





Message 2 of 10
Marz2002
Senior Contributor

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your auto CLI!!!

 

I am tempted to leave the Garden and app for the US Bank CASH+ card! 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 3 of 10
Anonymous
Not applicable

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

Congrats on your auto! 

Message 4 of 10
Anonymous
Not applicable

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

Congrats on the CLI, I can not seem to get any love from US Bank. I do not think they like my profile. 

Message 5 of 10
xaximus
Valued Contributor

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

Congrats on the auto-love! I'm coming into month 8 (I think) with US Bank. Hopefully, I get something as well!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 6 of 10
Anonymous
Not applicable

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

Congrats on rare auto luv CLI !!!!

 

 

Message 7 of 10
Anonymous
Not applicable

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

Congrats, auto CLIs are always a blessing.
Message 8 of 10
simplynoir
Community Leader
Mega Contributor

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

Congrats on the auto increase

Message 9 of 10
pinkandgrey
Senior Contributor

Re: US BANK CASH+ AUTO CLI AT 9 MONTHS

Congrats! I got mine with a whopping 1k SL and haven’t gotten any CLIs... 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 10 of 10
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