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Good morning! SO, my TU finally broke 700. Whoo hoo!! I was checking the SP pre-qual sites Wednesday night, and US Bank FINALLY gave me 2 cards I was 'Pre-Qualified for, the Cash+ and the Amex card. Rolled the dice and applied for the Cash + and got the dreaded 7-10 day message. Was bummed, but wasn't shocked. But.... I saw on here that there was a auto number to call. Called in last night, entered my social and zip code then held my breath. "Congratulations on your approval... you'll receive your card in 10 days...." I almost dropped my phone. Hearing how conservative this bank is, I was honestly shocked at this approval, but also very happy. Will I have to wait until I receive the card to find out the SL? I'm assuming it'll likely be $500, based on the other recent threads I'm seeing and I'll recon then.
OMG, Whoo hoo!! This is very impressive.
Congrats!
Congrats!
My US Bank Cash+ preapproval turned into an instant denial and then the next page it asked me to do a balance transfer (I said no) and a day later they emailed me to select my categories. Then they mailed the card.
Probably was denied based on TU (unpaid tax lien) but then manual underwriting realized I had a preapproval so they approved me.
I am so happy with my $500 limit that I put it immediately in the sock drawer for now, lol. I tried calling twice to get it raised by didn't want to deal with the hold time, will probably shoot off a USPS letter to underwriting Monday for kicks.
@JimBo99 wrote:Good morning! SO, my TU finally broke 700. Whoo hoo!! I was checking the SP pre-qual sites Wednesday night, and US Bank FINALLY gave me 2 cards I was 'Pre-Qualified for, the Cash+ and the Amex card. Rolled the dice and applied for the Cash + and got the dreaded 7-10 day message. Was bummed, but wasn't shocked. But.... I saw on here that there was a auto number to call. Called in last night, entered my social and zip code then held my breath. "Congratulations on your approval... you'll receive your card in 10 days...." I almost dropped my phone. Hearing how conservative this bank is, I was honestly shocked at this approval, but also very happy. Will I have to wait until I receive the card to find out the SL? I'm assuming it'll likely be $500, based on the other recent threads I'm seeing and I'll recon then.
Will it say preapproved or recommended? I have 3 cards that they recommend
@JimBo99 wrote:Good morning! SO, my TU finally broke 700. Whoo hoo!! I was checking the SP pre-qual sites Wednesday night, and US Bank FINALLY gave me 2 cards I was 'Pre-Qualified for, the Cash+ and the Amex card. Rolled the dice and applied for the Cash + and got the dreaded 7-10 day message. Was bummed, but wasn't shocked. But.... I saw on here that there was a auto number to call. Called in last night, entered my social and zip code then held my breath. "Congratulations on your approval... you'll receive your card in 10 days...." I almost dropped my phone. Hearing how conservative this bank is, I was honestly shocked at this approval, but also very happy. Will I have to wait until I receive the card to find out the SL? I'm assuming it'll likely be $500, based on the other recent threads I'm seeing and I'll recon then.
When I applied for the Cash + card I was also given the 7-10 message, called the automated line and it said I was approved. I called and spoke to cs and found out my sl was $500. I asked for a review and was approved for $5k. They are very nice and there is no harm in asking! Congrats on your approval!
@JSS3 wrote:
@Shawndoe
"You are PREQUALIFIED for the offers below"
Also, shows one APR(ie 16.99%).
Ok great, thanks!
Congrats! this is probably my favorite card as its been earning the most rewards for me (noticeable) for the past couple of months. I just checked for kicks and my original one was approved at 500$ 19.99% but called to recon it and it was bumped up to 5k (should have aked for more) now im noticing its showing up pre approved again a few weeks after i talked to them about maybe opening up another one after they called me. Itll either be a second one of these (this time @ 15.99 % 14mo 0% and 100$ @ 500 spend) or the Altitude). The choices they give when youre a customer for a few months show how much they value loyalty, Theres a good chance ill bite on the Altitude next just outta peer loyalty but may trigger on the Cash+ if i feel the annual fee isnt that worth it.