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US BANK DOUBLE APPROVALS!!!

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irunfromcredit
Frequent Contributor

Re: US BANK DOUBLE APPROVALS!!!


@credit_endurance wrote:

@irunfromcredit very impressive. Whats your total exposure with them now?


Hi!  Thanks. US Bank purchased my mortgage back in August, so there's that. But when that happened I started getting pre-approvals from them. So since that my exposure includes:

Platinum:  $15,0000

Cash +:  $15,0000

Reserve line of credit: $5,000

 

So far, I've been very pleased with them. Knock on wood, I hope it lasts!  Again, congrats on your approvals!!!!

Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017
Message 21 of 26
irunfromcredit
Frequent Contributor

Re: US BANK DOUBLE APPROVALS!!!


@Vegas4Play wrote:

@irunfromcredit wrote:

@Vegas4Play wrote:

@irunfromcredit wrote:

Congrats on the approvals! I got the 2 for 1 as well with them (and opened a platinum checking and was preapproved for reserve line of credit).  Enjoy the cards!!!!!!!!!!!


When you all say double approval or 2 for 1 do you mean you got both cards with one PULL on same day?


Not exactly same day, but all within days. Here's what I opened and when...

 

9/8  Plaitunum 

9/9  Cash +

9/11  Platinum checking

9/11  Reserve Line of Credit

 

got these proeducts with one pull. 


@Anonymous was a nice pick up for one pull @irun. I have checking with them turned down the reserve line. 


Yeah, I'm kind of kicking myself for getting it. I wouldn't use it, but the banker got me hook line and sinker. Lol

Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017
Message 22 of 26
Caught750
Valued Contributor

Re: US BANK DOUBLE APPROVALS!!!

Was it one HP or two for them with two cards?
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 23 of 26
credit_endurance
Valued Contributor

Re: US BANK DOUBLE APPROVALS!!!

Yep...Will be 1 HP if done on same exact day. At least in my experience.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 24 of 26
Caught750
Valued Contributor

Re: US BANK DOUBLE APPROVALS!!!

Great thanks. I have prequalified offers for cash+ and cash 365. Thinking about leaving the garden to add another prime lender and be totally done with subprime.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 25 of 26
credit_endurance
Valued Contributor

Re: US BANK DOUBLE APPROVALS!!!

Good Luck..Keep us updated on how it goes!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 26 of 26
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