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Congrats on the CLI's and the progresss along with the CO falling off!
Thank You! My biggest problem now is low SL's. Although I really have no desire to apply for more cards, 11 is enough for now. No store cards, all major bank CC's. Didn't want false prophecies.
So it's a waiting game. Although last year at this time my Fico scores were 530, 510 and 490 with a ton of past collections. Some paid some not....So given within a years time I raised my FICO score 170+ points give or take. Hopefully a postive outlook for some other's rebuilding. Not easy but doable.