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US Bank Altitude Go Approval with 5/12 (DP)

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Straed
Valued Member

US Bank Altitude Go Approval with 5/12 (DP)

I applied for the US Bank Altitude Go and was instantly approved with a credit limit of $2000. I was 5/12 and 3/6 when I submitted the application defying US Bank's 1 or 2/12 rule. Additionally, I have had a checking account and Cash+ credit card with US Bank for 2 months.

 

They pulled Transunion. (I'm in California.)

Stats (for DPs):

Stats when I applied:

  • Current cards: (list cards, limits, opening date)

  • BOFA Cash Rewards (with 3% back on online shopping), $1000 credit limit, opened 08/23/20

  • Discover IT, $1500 credit limit, opened 08/23/20

  • Chase Freedom Flex, $1500 credit limit, opened 02/08/21

  • Chase Freedom Unlimited, $1500 credit limit, opened 04/13/21
  • US Bank Cash+, $5000 credit limit, opened 04/08/21
  • FICO Score: TU - 720

  • Credit Utilization: 4%

  • Oldest account age: roughly 9 months

  • Hard Pulls: 3 (TU)

  • Income: 28k (I’m an 18 year old high school senior.)

Message 1 of 15
14 REPLIES 14
Ficoproblems247
Valued Contributor

Re: US Bank Altitude Go Approval with 5/12 (DP)

Congrats on your dare devil approval! It's an awesome card, and the next one on my own personal "to do" list as well. Thanks for sharing all of your DPs! Nicely done! 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 2 of 15
gdale6
Moderator Emeritus

Re: US Bank Altitude Go Approval with 5/12 (DP)

Grats on the GO approval Smiley Happy

Message 3 of 15
KingRue8500
Senior Contributor

Re: US Bank Altitude Go Approval with 5/12 (DP)

Congrats on your US Bank Altitude Go approval




Message 4 of 15
Elpadrino1
Valued Contributor

Re: US Bank Altitude Go Approval with 5/12 (DP)

Congratulations on your approval!! Nicely done 

Message 5 of 15
CreditAggie
Community Leader
Super Contributor

Re: US Bank Altitude Go Approval with 5/12 (DP)

Congratulations on your US Bank Altitude Go approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 15
Mr_Mojo_Risin
Senior Contributor

Re: US Bank Altitude Go Approval with 5/12 (DP)

Congrats getting that approval.

Thanks for adding your DPs, we don't see many approvals with 5/12.

Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 7 of 15
M_Smart007
Legendary Contributor

Re: US Bank Altitude Go Approval with 5/12 (DP)

 

Welcome to the defying odds "GO" approval clubSmiley Happy Congrats!!!

Message 8 of 15
coreyb80
Super Contributor

Re: US Bank Altitude Go Approval with 5/12 (DP)

Congrats on the approval!

Message 9 of 15
Total80sKid
Senior Contributor

Re: US Bank Altitude Go Approval with 5/12 (DP)

Congrats on your US Bank Go approval 🎉

Message 10 of 15
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