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I applied for the US Bank Altitude Go and was instantly approved with a credit limit of $2000. I was 5/12 and 3/6 when I submitted the application defying US Bank's 1 or 2/12 rule. Additionally, I have had a checking account and Cash+ credit card with US Bank for 2 months.
They pulled Transunion. (I'm in California.)
Stats (for DPs):
Stats when I applied:
Current cards: (list cards, limits, opening date)
BOFA Cash Rewards (with 3% back on online shopping), $1000 credit limit, opened 08/23/20
Discover IT, $1500 credit limit, opened 08/23/20
Chase Freedom Flex, $1500 credit limit, opened 02/08/21
FICO Score: TU - 720
Credit Utilization: 4%
Oldest account age: roughly 9 months
Hard Pulls: 3 (TU)
Income: 28k (I’m an 18 year old high school senior.)
Congrats on your dare devil approval! It's an awesome card, and the next one on my own personal "to do" list as well. Thanks for sharing all of your DPs! Nicely done!
Grats on the GO approval
Congrats on your US Bank Altitude Go approval
Congratulations on your approval!! Nicely done
Congratulations on your US Bank Altitude Go approval!
Congrats getting that approval.
Thanks for adding your DPs, we don't see many approvals with 5/12.
Cheers!
Welcome to the defying odds "GO" approval club Congrats!!!
Congrats on the approval!
Congrats on your US Bank Go approval 🎉