WOOT!!!
So now its time to update my signature... as I got my "goal" card...
Since Chase shut the door on me a year or so ago (my fault, didn't know how sensitive they were to new credit on my file and how likely they were to close cards... 100% my doing, got too aggressive) and since I have that lovely "unsatisfactory previous relationship" stamp on my file, I've been looking into US Bank for a while, and specifically the Altitude Reserve, because I want my Visa Infinite card back.
I have found them QUITE nice to deal with. Got in the back door via an investment account back in June or July, and have used them as my main bank and investment relationship since.
Now that mortgage refi has finished... I've joined the USB Cult fully now... Maybe @Remedios will show me the secret handshake, now...
App'd.
FREAKED me out - I was expecting a TU pull, and F9 score. I was also expecting to have to recon, because as documented elsewhere, FICO9 hates me and lags my F8 score by 60-80 points for "no good reason."
Nope.
EX and EQ double pull. Based on a couple of (possibly old) DPs, I presume that means they used FICO8 instead.
SL: $10,000 - less than I hoped, more than generous. I'm going to test my luck and recon the SL. I'm in a gift horse kind of mood.
EQ F8: 793 (f9 735ish)
EX F8: 795 (f9 721ish)
DTI: minimal
Inq: EQ: 3/12, 11/24
Util: 5%
Most recent new card: 17 months
AAOA 2 yr 10mos
