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The myFICO Effect is in full force on the last page.
It's unlikely that I would have even known about the card without these forums. It sure seems that this could be a FOTM card if it weren't for the existing customer requirement combined with newer stricter underwriting as it pertains to new accounts.
@K-in-Boston and @UncleB you're right. It's beautiful. I almost didn't want to take it out of the box. Maybe it will live there once I'm over the swiping portion of my SUB...
@Anonymous wrote:@K-in-Boston and @UncleB you're right. It's beautiful. I almost didn't want to take it out of the box. Maybe it will live there once I'm over the swiping portion of my SUB...
@Anonymous wrote:@K-in-Boston and @UncleB you're right. It's beautiful. I almost didn't want to take it out of the box. Maybe it will live there once I'm over the swiping portion of my SUB...
I'm weird in that I still carry mine with me even though there's almost -0- chances of it being swiped, but it's just so darn handsome... maybe some of that will rub off on me, LOL!
Also, when you add it to the mobile wallet of your choice it will almost certainly require a phone call... this seems to be the case with most (if not all) USBank credit cards. From past experience, it will be simpler if you've already swiped/dipped it a couple of times so they'll have two transactions to use to confirm your ID.
With my Cash+ I didn't do this (I added it to Samsung Pay right away) and I had to be transferred to another department where a very friendly rep asked me some questions based on secondary bureaus... that's when I first realized how much they knew about me, LOL!
When I got the AR, I was sure to use it a couple of times before adding it to Samsung Pay and Google Pay to avoid that extra discussion (as painless as it was). That call was easy-peasy.
Once again, enjoy your new 'Precious'!
@UncleB I activated the card in the app, clicked "Add to Wallet", accepted the T&C, and that was it. No phone call required. Must be an Andriod thing...
@Anonymous wrote:@UncleB I activated the card in the app, clicked "Add to Wallet", accepted the T&C, and that was it. No phone call required. Must be an Andriod thing...
Zoomz.... 😐😒
Congrats ZZ ! Definately a card worth jumping ( or tunneling under ) the fence.
Just an observation but your approval thread has grown faster then the GC thread. Maybe we should make this thread our new home
@Anonymous wrote:@UncleB I activated the card in the app, clicked "Add to Wallet", accepted the T&C, and that was it. No phone call required. Must be an Andriod thing...
Ahh... the new app!
I didn't think about it having better capabilities... that's fantastic!
The call wasn't a problem by any means (they really are lovely to talk to) but I admit it was slightly annoying. I'm don't see myself getting any additional USBank credit cards in the future but it's nice to know they finally resolved that 'friction point'!