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US Bank Altitude Reserve and Personal DPs

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Valued Contributor

US Bank Altitude Reserve and Personal DPs

Evening all,
Shorter DPs first...I suck at gardening! That’s it, the end, black thumb!

Now, what you actually are about! I realized that I had a use for this card and had seen mixed DPs on USB and their leniency with Altitude Reserve. Namely, @shadowfactor and a few others led me to try it. Worse they can say is no right?!

-I was 4/6 before this app, with all accounts reporting, ridiculous/12, and lolwut/24
-They pulled TU of 740, if using F9
-Cash+ for a little over 6 months at $4.5k
-I had several pre approvals but AR was not one of them
-The rest in sig is accurate

App went pending and I figured it was a denial for new accounts. Woke up today and called UW just because. Was told that they didn’t need anything from me, Approval was all but official, limit at $9k. Analyst asked if that would be enough and I asked that they come closer to CSP or Venture ($15-17k) and he said he’d submit the request. I was told that $9k was guaranteed but that he’d be shocked if they didn’t increase it and that I’d likely see the increase before I even got the card. Email came shortly after speaking with him confirming the approval and $9k spending limit (was told to expect this and that it did not mean that the CLI was denied).

This is why I love US Bank. If you’re on the fence give it a chance! Their CS is fantastic! My gardening, not so much!
WALLET; US Bank Altitude Reserve & Citi Double Cash
PERSONAL; Amex | BBVA | Capital 1 | Chase | Citi | Discover | NFCU | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current EQ•769 | TU•768 | EX•757
TOTAL PERSONAL CL > $220k
Message 1 of 7
6 REPLIES 6
Valued Contributor

Re: US Bank Altitude Reserve and Personal DPs

Nice! Congrats on your US Bank Altitude Reserve approval! Smiley Very Happy

Currently: Gardening since 12/29/2019


Message 2 of 7
Frequent Contributor

Re: US Bank Altitude Reserve and Personal DPs

Awesome card! Congratulations!!!

Starting scores - 480 - 11/05/18
Current Scores -





Message 3 of 7
Senior Contributor

Re: US Bank Altitude Reserve and Personal DPs

Congrats on your approval and very nice SL !!!!

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 7
Frequent Contributor

Re: US Bank Altitude Reserve and Personal DPs

Congrats! Great card and SL!
Message 5 of 7
Valued Contributor

Re: US Bank Altitude Reserve and Personal DPs

Congrats on the approval!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 6 of 7
Established Contributor

Re: US Bank Altitude Reserve and Personal DPs

Congratulations!!!



Message 7 of 7
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