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US Bank Cash 365 Amex SP CLI #2

macinjosh
Senior Contributor

US Bank Cash 365 Amex SP CLI #2

Last July I got an auto CLI from US Bank on my Cash 365 Amex that doubled my limit from $1,300 to $2,600. Well, i got bored tonight and started trying for CLI's on Disco (no dice), and then hopped over to US Bank to try my luck. And knowing that the language states that I give permission for them to take a credit report, my chance was 50/50. Needless to say, it was an instant approval, doubling my line from $2,600 to $5,200. I immediately tried to get a CLI on my Smith's Mastercard (US Bank), and got the no soup for you message. Oh well, I was 1/4 tonight, and it was totally worth it.

 

That makes up $2,600 of the $7,400 line I'm losing from Home Credit, so I only have $4,800 to go. screamer.gif

 

ETA: This was 8 months and 3 days after my last CLI on this card, so it appears that US Bank has me on an 8 month CLI cycle. I'll have to test this hypothesis in July when it'll be 8 months since my last CLI on my Smith's Mastercard.










Message 1 of 13
12 REPLIES 12
AllZero
Super Contributor

Re: US Bank Cash 265 Amex SP CLI #2

Congratulations on your CLI!

Message 2 of 13
macinjosh
Senior Contributor

Re: US Bank Cash 265 Amex SP CLI #2


@AllZero wrote:

Congratulations on your CLI!


Thanks!










Message 3 of 13
ClassicMan
Valued Contributor

Re: US Bank Cash 265 Amex SP CLI #2

Congrats on your CLI.

12/18/19




05/27/20





Cards

Authorized User
Message 4 of 13
Mv350
Valued Contributor

Re: US Bank Cash 265 Amex SP CLI #2

Congrats on your increase!!

Message 5 of 13
AverageJoesCredit
Mega Contributor

Re: US Bank Cash 265 Amex SP CLI #2

Congrats @macinjosh  thats welcome newsSmiley Happy

Message 6 of 13
newfossil
Valued Contributor

Re: US Bank Cash 265 Amex SP CLI #2

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 13
M_Smart007
Epic Contributor

Re: US Bank Cash 265 Amex SP CLI #2

Congratulations @macinjosh !

Message 8 of 13
19eighty5
Senior Contributor

Re: US Bank Cash 265 Amex SP CLI #2

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 9 of 13
Saeren
Mega Contributor

Re: US Bank Cash 265 Amex SP CLI #2

Congrats man! US Bank loves you it seems. Smiley Happy





Message 10 of 13
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