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US Bank Cash+ $5000 Auto CLI

M_Smart007
Epic Contributor

US Bank Cash+ $5000 Auto CLI

 

Sorry, very unorganized  .. ZERO sleep!Smiley Sad

 

Logged in to check banking stuff, very early this morning.

Noticed credit limit increase from $5k to $10K

Had to be Auto-CLI  ..as I did not ask.

No Email, No Notification. No GratsSmiley Very Happy

 

9th Statement just cut.

Highest Balance
$1,863

 

No Spectacular spend.

Some gas & food ..the rest Direct TV at $89 per month.

Pay in Full every month on due date.

 

They soft pulled Experian;

US BANK CARD SERVICES

Inquired on 07/18/2019

 

Also soft pulled Equifax

AR-USBANK N.A.  08/05/19

 

latest known TU Score 737

 

 

Message 1 of 29
28 REPLIES 28
Miesterbro
Valued Contributor

Re: US Bank Cash+ $5000 Auto CLI

Congrats on the USB auto love. 🎉🍾🎈🎊🥓


(10/05/18)
Message 2 of 29
CreditCuriosity
Moderator

Re: US Bank Cash+ $5000 Auto CLI

Congrats a letter will be coming through snail mail saying "since your good account management blah blah blah".. Just delayed and snail mail or at least mine was when i use to carry us bank

Message 3 of 29
M_Smart007
Epic Contributor

Re: US Bank Cash+ $5000 Auto CLI


@CreditCuriosity wrote:

Congrats a letter will be coming through snail mail saying "since your good account management blah blah blah".. Just delayed and snail mail or at least mine was when i use to carry us bank


CC  ..Thank's for slug info "blah blah blah"Smiley LOL

 

Message 4 of 29
simplynoir
Community Leader
Super Contributor

Re: US Bank Cash+ $5000 Auto CLI

Congrats there! 🍸

Message 5 of 29
sassynycgirl
Established Contributor

Re: US Bank Cash+ $5000 Auto CLI

Congratulations on the auto-CLI! 

Carlton Dance.gif

Message 6 of 29
JR_TX
Valued Contributor

Re: US Bank Cash+ $5000 Auto CLI

Congrats on the auto!
I’m on my 13th now and never received any Smiley Sad


New cc TLs : 0/6 ; 2/12 ; 3/24
HPs EX 3 EQ 3 TU 1
AAoA 5y6m
UTIL 1% - 3%

$236K+ Total Limits











Message 7 of 29
M_Smart007
Epic Contributor

Re: US Bank Cash+ $5000 Auto CLI


@JR_TX wrote:
Congrats on the auto!
I’m on my 13th now and never received any Smiley Sad

Do you have a banking relationship with US Bank?  ..I'm just thinking out loud here.

Message 8 of 29
JR_TX
Valued Contributor

Re: US Bank Cash+ $5000 Auto CLI


@M_Smart007 wrote:

@JR_TX wrote:
Congrats on the auto!
I’m on my 13th now and never received any Smiley Sad

Do you have a banking relationship with US Bank?  ..I'm just thinking out loud here.


 

None and that’s most likely the reason why. Not to mention my average monthly spend of only $600 with my Cash+ coupled with a good SL of $9K they gave me makes me think I’m stuck at this CL for a very looong time unless I re-route all my spend to them or open a checking or savings which I currently don’t have a need for.



New cc TLs : 0/6 ; 2/12 ; 3/24
HPs EX 3 EQ 3 TU 1
AAoA 5y6m
UTIL 1% - 3%

$236K+ Total Limits











Message 9 of 29
calyx
Super Contributor

Re: US Bank Cash+ $5000 Auto CLI

Very nice - congrats!



F8 EQ: 809 | EX: 802 | TU: 805 | Accounts: 2/6 4/12 7/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 10 of 29
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