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It took some recon and two application and they pulled both TU and EQ but I finally got the card. This was the card I first eyed when I started using credit. Didn't want to apply till I knew I had a shot.
My fico 8 at time of approval was TU 758 and EQ 740. They pulled other scores which were lower. 707 and 701 respectivly.
First application was approved for a 500 Cash Rewards visa. I called and told them they can keep it and that I'm only interested in the cash plus. They put in a 5k CLI request and I called back 2 days later. The request was approved and I asked to PC to Cash+. Rep said they can't PC but I can apply again and they can note to use the 5k CL as a transfer for the application to Cash+
called back today and they said i was approved for a 6k CL for the Cash+ card. Score!
Perfect timing because I was going to buy some furnature and now I get 5% off.
congrats again!
I'm hoping they will let me move the limit from my Skypass card over to Cash Rewards and PC it into Cash+ later this year as the Cash+ really is an amazing card to have in any rewards arsenal
Nice, congrats on the approval !
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Congrats
Nice landing. Congrats!
Congrats! Glad you were able to get what you wanted! Enjoy the card
Excellent! Enjoy the new furniture.
@degs138 wrote:It took some recon and two application and they pulled both TU and EQ but I finally got the card. This was the card I first eyed when I started using credit. Didn't want to apply till I knew I had a shot.
My fico 8 at time of approval was TU 758 and EQ 740. They pulled other scores which were lower. 707 and 701 respectivly.
First application was approved for a 500 Cash Rewards visa. I called and told them they can keep it and that I'm only interested in the cash plus. They put in a 5k CLI request and I called back 2 days later. The request was approved and I asked to PC to Cash+. Rep said they can't PC but I can apply again and they can note to use the 5k CL as a transfer for the application to Cash+
called back today and they said i was approved for a 6k CL for the Cash+ card. Score!
Perfect timing because I was going to buy some furnature and now I get 5% off.
Congratulations, and thanks for sharing your experience in the recon sequence!
You should keep that Cash Rewards card open, and use it lightly for a while. Eventually, it will be able to PC into a second Cash+ for you, then you get 2 2% categories and 4 5% categories to work with.
And +1 to ColdMN, the auto CLI will likely come along about 10 months in. They did for me.
Good luck!