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US Bank Cash + Approval :D

PlatoPuss
Established Member

US Bank Cash + Approval :D

Applied online and got an automatic approval with a 20k SL.

 

They pulled Experian @ 788, with 1/12 inquiries and 0/12 new accounts.

 

This one feels extra good, had been waiting around 8 months for my new accounts and inquiries to fall off after being rejected for this card last year.

 

Tempted to go for the Altitude Go right now before this card reports on my credit report.

 

Current Cards:

Goal Cards

Message 1 of 23
22 REPLIES 22
CreditMagic7
Super Contributor

Re: US Bank Cash + Approval :D

Congratulations on your US Bank Cash+ approval!

Message 2 of 23
Mr_Mojo_Risin
Senior Contributor

Re: US Bank Cash + Approval :D

That is a fantastic approval! 

I bet the 8 months dragged waiting for this lol.  Enjoy it!

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 3 of 23
CreditAggie
Senior Contributor

Re: US Bank Cash + Approval :D

Congratulations on your US Bank Cash+ approval! 

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 23
Jordan23ww
Valued Contributor

Re: US Bank Cash + Approval :D

Congratulations on your approval!

 




Message 5 of 23
gdale6
Moderator

Re: US Bank Cash + Approval :D

A great card to have that is useful, grats on it and the excellent SL!!

Message 6 of 23
AllZero
Mega Contributor

Re: US Bank Cash + Approval :D

Congratulations on your approval!
Message 7 of 23
rafy023
Regular Contributor

Re: US Bank Cash + Approval :D

Congrats!! That's a great SL! Did you have a banking relationship with them? 



FICO 8 Scores
EX: 773
EQ: 784
TU: 772
Message 8 of 23
PlatoPuss
Established Member

Re: US Bank Cash + Approval :D

Hey hey thanks! I did sign up for a gold checking account with them around a year ago after being rejected lol. Their Because You Earned It (BYEI)  program let me have the gold checking account open with no fees. Since then sent some deposits through to them on an irregular basis but no debit card usage. I'd say only like ~25k deposited with them.

 

Funny story when I first opened my US Bank checking account and transferred ~5k in from Chase I had to pay an "ACH Fee" charged by US Bank and after calling them the CSR and I had a funny conversation about "What the hell are [they] doing". Excited to be a part of the US Bank fam but my god lol. 

 

So yes some history I suppose, but I've read that simple deposits don't really qualify as a 'relationship' but after getting a decent SL I don't think it hurt.

Current Cards:

Goal Cards

Message 9 of 23
coreyb80
Senior Contributor

Re: US Bank Cash + Approval :D

Congrats on the solid approval!

Message 10 of 23
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