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US Bank Cash+ Approved after 25 days pending

trant3
Established Contributor

US Bank Cash+ Approved after 25 days pending

The longest credit card approval ever. Here's the timeline and DP:

 

-Applied 7/4 and was instantly denied (HP TU). Called next day rep said the auto decline was due to too many INQ (8 or 9). She said that didnt seem too much thus pushed it for manual review

 

-Received letter in the mail 7/26 but dated 7/19 stated I needed to call in for verification. Mind you, from initial app until this letter, I was busy buying a car (19' fully electric Volkswagen E Golf) and forgot about this app.

 

-Called fraud unit today who asked to confirm a prior phone number and my internet provider (?), said comcast and chuckled. He said app pushed back for review....

 

-Received an email alert from Us bank stating my "account" phone number has changed. Called status line with the congrats. Unknown SL but anticipating $500

 

TU score at app was 742

2 new cards in last 12 months

7 in last 24

 


FICO EQ: 720 EX: 713 TU 721

Sofi $15k, Venmo Visa $2.7k, Apple $7k, Citi+ Rewards $12.8k, Citi Double Cash $13k, Citizens Bank Cash Plus $8k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $16k, Amex BCP $9.5k, Amex Hilton $10k, Chase Freedom $26.5k, NFCU Plat $43k, NFCU Cash $25.5k, Discover IT $27.5k, Discover Miles $10.5k, BECU Visa $14k, Wells Fargo Cash $6.3k, PenFed Promise $15k, PenFed Gold $20k

Message 1 of 5
4 REPLIES 4
Meanmchine
Super Contributor

Re: US Bank Cash+ Approved after 25 days pending

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 2 of 5
simplynoir
Community Leader
Super Contributor

Re: US Bank Cash+ Approved after 25 days pending

Congrats on your approval
'He took my Doritos away though' - @imapharmacygirl, Wine Connoisseur
Message 3 of 5
HighAchiever
Established Contributor

Re: US Bank Cash+ Approved after 25 days pending

Congratulations on the approval finally!!! Update us with the SL when you find out...   Smiley Happy

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge


Message 4 of 5
M_Smart007
Epic Contributor

Re: US Bank Cash+ Approved after 25 days pending

"US Bank Cash+ Approved after 25 days pending" Congratulations!

Message 5 of 5
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