US Bank Cash+ Approved

gdale6 · ‎01-02-2018

Hi all,

My final app of 2017 was the US Bank Cash+ card. I apped Christmas day after getting a solid 16.24% APR on their pre-qual page, it immediately went pending with 7-10 day message. Card arrived today in the mail. Was approved at the 16.24% with 7500 CL. Fico 8 at the time of app was 774, Fico 8 Bankcard was 784, 6% overall util on 3 of 17 cards, 2 inqs on TU in the last year. TU was pulled for this app. Have a great new year all

Anonymous · ‎01-02-2018

Congrats. Very nice SL for this card.

AverageJoesCredit · ‎01-02-2018

Great job Gdale

Happy New Year to you as well

CreditCuriosity · ‎01-02-2018

Congrats @gdale6 on your approval! Nice way to end the year!

Anonymous · ‎01-02-2018

Congrats on a solid card. One of my most used. 🎉🍾🎈🎊

12njoy · ‎01-02-2018

@gdale6 wrote:
Hi all,

My final app of 2017 was the US Bank Cash+ card. I apped Christmas day after getting a solid 16.24% APR on their pre-qual page, it immediately went pending with 7-10 day message. Card arrived today in the mail. Was approved at the 16.24% with 7500 CL. Fico 8 at the time of app was 774, Fico 8 Bankcard was 784, 6% overall util on 3 of 17 cards, 2 inqs on TU in the last year. TU was pulled for this app. Have a great new year all

Congrats gdale6. When you got it, you got it. I'm still looking for it. US Bank and me don't see eye to eye.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+

Adkins · ‎01-02-2018

Nice SL, congratulations!

Last HP 08-07-2023

NRB525 · ‎01-02-2018

Congrats!

I predict a 40% Auto CLI in September - October - November time frame.

$7,500 --> $10,500

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎01-02-2018

Congrats on your Cash+ approval!!! I love mine!

UncleB · ‎01-02-2018

@gdale6 wrote:
Hi all,

My final app of 2017 was the US Bank Cash+ card. I apped Christmas day after getting a solid 16.24% APR on their pre-qual page, it immediately went pending with 7-10 day message. Card arrived today in the mail. Was approved at the 16.24% with 7500 CL. Fico 8 at the time of app was 774, Fico 8 Bankcard was 784, 6% overall util on 3 of 17 cards, 2 inqs on TU in the last year. TU was pulled for this app. Have a great new year all

Congrats my friend! $7500 was my lucky number on the Cash+ just a couple of weeks back as well!

Great way to end the year!