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US Bank Cash + Denied. Reconing - Update: Approved

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Anonymous
Not applicable

US Bank Cash + Denied. Reconing - Update: Approved

After going on a spree, I noticed the 5% rewards choice for the cash+ card. I was feeling lucky so I rolled the dice, no luck got denied for too many recent inquiries.

1st recon attempt was a hard no from a lady
2nd call to underwriting got it submitted for manual review. Now waiting 1-3 days. Will update.

Message 1 of 15
14 REPLIES 14
pinkandgrey
Senior Contributor

Re: US Bank Cash + Denied. Reconing

Even if you get a letter (or four) saying you were denied, you may still get the card lol. I have experience with this....

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 2 of 15
Anonymous
Not applicable

Re: US Bank Cash + Denied. Reconing

@pinkandgrey
What happened in your case?
Message 3 of 15
pinkandgrey
Senior Contributor

Re: US Bank Cash + Denied. Reconing


@Anonymous wrote:
@pinkandgrey
What happened in your case?

I posted about this awhile back lol but I applied, got denied, called to recon and the app got sent to manual review. Awhile later I got 4 letters giving me the reasons for denial. The next day I got the card lol. No idea what happened. 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 4 of 15
Anonymous
Not applicable

Re: US Bank Cash + Denied. Reconing

At least you have gotten it reviewed! That is better than another no. I really hope it come in for you!
Message 5 of 15
Anonymous
Not applicable

Re: US Bank Cash + Denied. Reconing

Manual reviews give you a better shot at being approved.

Message 6 of 15
Anonymous
Not applicable

Re: US Bank Cash + Denied. Reconing

Just called their automated line, approved!!! After the long weekend. Will update SL. Hopefully it's not $500
Message 7 of 15
Anonymous
Not applicable

Re: US Bank Cash + Denied. Reconing

Congrats!  Welcome to the Recons'r'us club! 

 

Message 8 of 15
JoeLuvsHisCredit
Valued Contributor

Re: US Bank Cash + Denied. Reconing

Congrats! 

Message 9 of 15
Remedios
Credit Mentor

Re: US Bank Cash + Denied. Reconing

Congrats

Message 10 of 15
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