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I’ve gotten some great cards in the last couple months but none have a fat 5% on utilities like the US Bank Cash Plus! I couldn’t resist! Instant $15,000 credit line online approval! 🎉 They only pulled TransUnion! I read that applying for their free gold checking account (free if you add a credit card to your profile) will help a credit card application go through. I also checked the prequel website and I was preapproved for this card. I was a bit gun shy because I have two inquiries on my Equifax, one Experian and none on TransUnion. I have been on a spree after a few years in the garden and have gotten 4 new cards all with high credit lines 🤗 my util is 10%, income $150k, scores below. I have never had a banking relationship with us bank and have never burned a bank or card so I think my profile is good to them. I was also concerned that I’m a authorized user on and Elan card for $14k which us bank owns but obviously it didn’t matter. ALSO: when I got to the page of cards offered to me the cash plus wasn’t immediately there, I had to scroll down and click “show me more card” I clicked that and selected the cash plus. It seems they’re pushing their travel cards more.
I will I’ll be putting the full $2k per quarter on the utilities and picking a secondary 5% category that I’ll be using to the max as well. I’ll be happy to take the $150 bonus I’ll be getting as well.
Congrats on your approval and very nice SL !!!
Ohhhh reallly! *sinister evil scientist voice* where do you see the $175? 🤩
Congratulations on the amazing SL and approval!
Congratulations, that’s an epic approval! 👏
@Anonymous wrote:Congratulations, that’s an epic approval! 👏
Congrats! Don't forget Cable and Streaming starting 4/1(unless it's an April Fool's joke)!
Congratulations on your new card.