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US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

I’ve gotten some great cards in the last couple months but none have a fat 5% on utilities like the US Bank Cash Plus! I couldn’t resist! Instant $15,000 credit line online approval! 🎉 They only pulled TransUnion! I read that applying for their free gold checking account (free if you add a credit card to your profile) will help a credit card application go through. I also checked the prequel website and I was preapproved for this card. I was a bit gun shy because I have two inquiries on my Equifax, one Experian and none on TransUnion. I have been on a spree after a few years in the garden and have gotten 4 new cards all with high credit lines 🤗 my util is 10%, income $150k, scores below. I have never had a banking relationship with us bank and have never burned a bank or card so I think my profile is good to them. I was also concerned that I’m a authorized user on and Elan card for $14k which us bank owns but obviously it didn’t matter. ALSO: when I got to the page of cards offered to me the cash plus wasn’t immediately there, I had to scroll down and click “show me more card” I clicked that and selected the cash plus. It seems they’re pushing their travel cards more.

 

I will I’ll be putting the full $2k per quarter on the utilities and picking a secondary 5% category that I’ll be using to the max as well. I’ll be happy to take the $150 bonus I’ll be getting as well.

805 Equifax, 815 TransUnion, 792 Experian

$30,000 Savor Capital One
$29,000 Boeing Employees MasterCard
$18,000 Synchrony Care Credit
$17,000 Boeing Employees CU Visa
$15,000 US Bank Cash Plus Visa
$14,000 Bank Of America World Cash Rewards MasterCard
$14,000 Platinum Visa Columbia Bank Auth User
$14,000 Best Buy Citi Card
$13,500 American Express Blue Cash Everyday
$10,000 Propel Wells Fargo Amex
$9,500 Bank of America Visa
$1,000 Maurice’s Capital One

Total personal CL’s $155,500
Message 1 of 16
15 REPLIES 15
Senior Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Congrats on your approval and very nice SL !!!

 

3-2019 / Fico 8 EX 802 , EQ 803 , TR 805
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 16
Super Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Wow!! Congrats on the grabbing the Cash+ and getting a fantastic SL!!😊

Oh and by the way, the bonus may actually be $175. You'll receive the other $25 on a Visa Gift card.
Message 3 of 16
Regular Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Ohhhh reallly! *sinister evil scientist voice* where do you see the $175? 🤩

805 Equifax, 815 TransUnion, 792 Experian

$30,000 Savor Capital One
$29,000 Boeing Employees MasterCard
$18,000 Synchrony Care Credit
$17,000 Boeing Employees CU Visa
$15,000 US Bank Cash Plus Visa
$14,000 Bank Of America World Cash Rewards MasterCard
$14,000 Platinum Visa Columbia Bank Auth User
$14,000 Best Buy Citi Card
$13,500 American Express Blue Cash Everyday
$10,000 Propel Wells Fargo Amex
$9,500 Bank of America Visa
$1,000 Maurice’s Capital One

Total personal CL’s $155,500
Message 4 of 16
Super Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Once you receive the card and register it online. You'll have an option to receive the $25 Gift card. They'll mail it to you in a couple of weeks.
Hopefully USbank is still offering it. I haven't seen anyone post that they stopped.
Message 5 of 16
Regular Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Well heck yeah! Who wouldn’t want free money! Anyone get this lately?
805 Equifax, 815 TransUnion, 792 Experian

$30,000 Savor Capital One
$29,000 Boeing Employees MasterCard
$18,000 Synchrony Care Credit
$17,000 Boeing Employees CU Visa
$15,000 US Bank Cash Plus Visa
$14,000 Bank Of America World Cash Rewards MasterCard
$14,000 Platinum Visa Columbia Bank Auth User
$14,000 Best Buy Citi Card
$13,500 American Express Blue Cash Everyday
$10,000 Propel Wells Fargo Amex
$9,500 Bank of America Visa
$1,000 Maurice’s Capital One

Total personal CL’s $155,500
Message 6 of 16
Valued Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Congratulations on the amazing SL and approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 7 of 16
Valued Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Congratulations, that’s an epic approval! 👏 



Scores 1/2019:
Scores 4/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 8 of 16
Frequent Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:


@Saeren wrote:

Congratulations, that’s an epic approval! 👏 


Congrats! Don't forget Cable and Streaming starting 4/1(unless it's an April Fool's joke)!

Message 9 of 16
Community Leader
Super Contributor

Re: US Bank Cash Plus $15k approval! Utilities 5% here I come! Stats:

Congratulations on your new card.

FICO 08 Scores (Mar-19): TU 808, EQ 795, EX 787

Message 10 of 16