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US Bank Cash Plus Approval!

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Jordan23ww
Valued Contributor

US Bank Cash Plus Approval!

It's been a long time coming, but I finally got to apply for one of my remaining goal cards today! I've been gardening all year for this card! After watching countless YouTube videos and reading countless posts on here I grew interested in the US Bank Cash Plus card.

 

Per advice I waited until I was 0/12 before applying. Technically I was 0/13 because I was told US Bank uses your 0/12 status at the beginning of the month in their decision.  Since I started November 2/12 I waited until December to apply.  

 

I just dropped from 11/24 to 9/24 also but I'm now back at 10/24 with this application. I had 0 inquiries across all 3 bureaus before today also. They pulled Equifax which is my worst bureau (Although I have rehabbed it, my old defaulted student loan is still on there holding my score down)🥺😩😔. 

I was instantly approved for $8500!  It was a huge but pleasant surprise! I was nervous about having to start with $2000-$3000 from a lot of posts I've read. I also was concerned I'd have to apply then call in to speak with someone as others have mentioned in their posts.  Now back to the garden I go so I can get back under 5/24 and go for my last goal card, the Chase Business Ink Cash!


65A7EB4F-88EC-4649-B01F-FB0AAB03D668.jpeg

 

 

      


Message 1 of 38
37 REPLIES 37
simplynoir
Community Leader
Mega Contributor

Re: US Bank Cash Plus Approval!

Congrats on your approval. Glad you had your patience rewarded there

 

Message 2 of 38
Trini88
Established Contributor

Re: US Bank Cash Plus Approval!

Congratulations! I'm hoping to get that card in 2023.



Goal Cards:
Message 3 of 38
coreyb80
Super Contributor

Re: US Bank Cash Plus Approval!

Congrats on the approval!

Message 4 of 38
Jordan23ww
Valued Contributor

Re: US Bank Cash Plus Approval!


@simplynoir wrote:

Congrats on your approval. Glad you had your patience rewarded there

 


@simplynoir  thank you! Me too!😄

      


Message 5 of 38
Jordan23ww
Valued Contributor

Re: US Bank Cash Plus Approval!


@Trini88 wrote:

Congratulations! I'm hoping to get that card in 2023.


@Trini88  thank you! Best wishes to you when the time to apply comes! 

      


Message 6 of 38
Jordan23ww
Valued Contributor

Re: US Bank Cash Plus Approval!


@coreyb80 wrote:

Congrats on the approval!


@coreyb80  thank you!

      


Message 7 of 38
Anonymous
Not applicable

Re: US Bank Cash Plus Approval!

US Bank Cash+ Cards

Congrats on a great score! Smiley Happy

 

See the card included in this thread. Received a new card due to expiration and it does NOT look like the card shown herein?

Message 8 of 38
sugarcreek67
Frequent Contributor

Re: US Bank Cash Plus Approval!

Congrats on your US Bank approval


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 9 of 38
calyx
Super Contributor

Re: US Bank Cash Plus Approval!

Congrats on the approval!

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 10 of 38
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