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US Bank Cash+ Semi-Auto CLI

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Moderator

US Bank Cash+ Semi-Auto CLI

Dear myFICO Forums,

  I never thought it would happen to me...

 

usb_cli1.png

usb_cli2.png

usb_cli3.png

 

Unicorns do exist, and boy do they give you room to write a lot of digits for annual income.

Affected by natural disaster.

Message 1 of 30
29 REPLIES 29
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Valued Contributor

Re: US Bank Cash+ Semi-Auto CLI

They saw your 99.9K line over at BOA and thought you were warren buffet when it comes to the income question.

500K+ TCL / 800+ FCOs
Message 2 of 30
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Valued Contributor

Re: US Bank Cash+ Semi-Auto CLI

Congratulations on the CLI! That's the first time I've seen a suggestion to go for one in an Email.

Oh, well, I'm done for 2020 (unless I get an insane offer)...
Message 3 of 30
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Valued Contributor

Re: US Bank Cash+ Semi-Auto CLI

Congrats on your cli!! These are rare indeed!
Message 4 of 30
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Valued Contributor

Re: US Bank Cash+ Semi-Auto CLI

That is indeed a nice unicorn!  Enjoy the new limit!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 5 of 30
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Regular Contributor

Re: US Bank Cash+ Semi-Auto CLI

Congrats on the CLI. I can get nothing from US Bank. I have had them SD for the last couple of years. 



Starting Score: TU 527, EQ 543, EX 563
Current Score: TU 690, EQ 677, EX 694
Goal Score:725 Across The Board


Take the myFICO Fitness Challenge
Message 6 of 30
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Community Leader
Senior Contributor

Re: US Bank Cash+ Semi-Auto CLI


@Obscure-Expert wrote:

They saw your 99.9K line over at BOA and thought you were warren buffet when it comes to the income question.


We sorry, all numbers must be less than 2^32.



FICO 8 Scores (11/11/19) | Equifax: 779 | TransUnion: 759 | Experian: 753 | Goal: CSR. I'll get you my pretty!
Gardening Since: 11/21/19 | Want cool stuff in your siggy? Visit http://mfgarden.club for more details.
Message 7 of 30
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Established Contributor

Re: US Bank Cash+ Semi-Auto CLI

Congrats, K! Nice CLI.

Garden Gnome
11 CC | 1 PLOC | 0 MTG | 0 AUTO
No inquiries since: 2019-11
No new accounts since: 2020-01
Message 8 of 30
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Super Contributor

Re: US Bank Cash+ Semi-Auto CLI

Not bad at all. Sure is cool seeing US Bank forward emails as a reminder you are eligible for a CLI, despite HP.

 

Congratulations on the new increase!

Message 9 of 30
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Moderator

Re: US Bank Cash+ Semi-Auto CLI


@CreditMagic7 wrote:

Not bad at all. Sure is cool seeing US Bank forward emails as a reminder you are eligible for a CLI, despite HP.

 

Congratulations on the new increase!


Thanks.  Actually it's a SP through a landing page, and the page in question has been known about for quite a while.  It will only let you continue if you've actually been targeted for one, though:

 

https://www.usbank.com/splash/credit-cards/credit-line-increase.html

 

Will this credit line increase request result in a credit bureau check?

In many cases, line increases requested through this online process or by calling 1-866-659-6801 will not require an additional credit bureau check (also known as a consumer report review). In certain circumstances, we may need to obtain your consumer report from the credit bureaus to validate credit information. Requests made via any other forms or telephone number will result in a consumer report review.

 

--

 

And then in the 2nd screenshot above, right above the Submit button, it says "If we identify that you have a fraud alert on your credit report, a credit report will be pulled..."

Affected by natural disaster.

Message 10 of 30
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