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US Bank Cash+ Visa APPROVED!! $5k!

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Community Leader
Super Contributor

US Bank Cash+ Visa APPROVED!! $5k!

Finally in with USB post BK!!!  They have the same rule as Amex, 5 yrs/1mo post file date.  I applied on June 29th, and it went to review as expected.  Impatient me called in next day to UW to "inquire", and was ready to recon, but the guy says, I'll send this thru,  you should hear an answer next week, and to call after July 4th. (mmm, ok. )

 

Soooo, called on July 5th first thing to UW, and the guys very mono tone, and just matter of fact..."yes, the card was approved, you should receive it in 7-10 days".   Im like..What? Really? LOL!!  I was thinking the typical $500 approval, but the guy says again..."Your limit is $5,000. It there anything else I can help you with".  Again,  I'm like,  what? $5,000? When was it approved? He says it was approved on Tuesday July 3rd. I thanked him kindly, hung up, and thought ......Im gonna wait till I get my card to see the limit, LOL. Sure enough...$5k! HOLLA! 

 

I'd be lying if I said I was done, Smiley Wink

 

Data points (and they're ugly)....

 

Pulled TU-676

Inq- last known 70's

No current or prior banking relationship

BK7  2013

6 IIB's still showing till 2019

1% util reporting/ $300k in credit

AAOA-? last was around 4 yrs

AHOA-18.5 yrs

 

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My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 1 of 38
37 REPLIES 37
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Valued Contributor

Re: US Bank Cash+ Visa APPROVED!! $5k!

Congrats on the nice approval. Kudos for bucking the $500 SL trend.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 2 of 38
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Established Contributor

Re: US Bank Cash+ Visa APPROVED!! $5k!

Congratulations on the approval and very nice SL!! Smiley Very Happy




Message 3 of 38
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Community Leader
Super Contributor

Re: US Bank Cash+ Visa APPROVED!! $5k!

Congrats on another win Pizza!!!
US bank is my nemesis at the moment. They pre-approved me for several cards. But I'm too gun shy to hit the button.😂


My most prized tradeline.
Message 4 of 38
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Frequent Contributor

Re: US Bank Cash+ Visa APPROVED!! $5k!

Congrats on the approval! I’m thinking of apping for this again since I’m pre-qualified again.
Current Fico 8 Scores:

Credit Goal:

Gardening until 2021

Current Cards:


Wish List:



Message 5 of 38
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Valued Contributor

Re: US Bank Cash+ Visa APPROVED!! $5k!

well done Pizza Congrats Smiley Tongue buy me a slice now  Smiley Indifferent

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Profile Worth 1.6M+
___________R.a.j
"Be Stronger Than Your Strongest Excuse"
Message 6 of 38
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Community Leader
Super Contributor

Re: US Bank Cash+ Visa APPROVED!! $5k!

 

Sorry should have read through. I was so excited to see you approved! Lol



My most prized tradeline.
Message 7 of 38
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Community Leader
Mega Contributor

Re: US Bank Cash+ Visa APPROVED!! $5k!


@Gmood1 wrote:

Congrats on another win Pizza!!! 

US bank is my nemisis at the moment. They preapprove me for several cards. But I'm too gun shy to hit the button.😂


Gmood1, need I pull out the Amex card? ??? ? You know what I mean, NFSmiley Happy 

Message 8 of 38
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Moderator

Re: US Bank Cash+ Visa APPROVED!! $5k!

Congrats on the 5k off the line approval.. As you know I despise Us Bank and ended our little courting recently and will never deal with them again also closed their bank account who in their right mind charges $3 for an ach out of the bank and takes 3-4 days?  Us Bank does lol.

Message 9 of 38
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Community Leader
Mega Contributor

Re: US Bank Cash+ Visa APPROVED!! $5k!

Congrats PizzaSmiley Happy looks like well be seeing alot of you here soonSmiley Happy
Message 10 of 38
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