Finally in with USB post BK!!! They have the same rule as Amex, 5 yrs/1mo post file date. I applied on June 29th, and it went to review as expected. Impatient me called in next day to UW to "inquire", and was ready to recon, but the guy says, I'll send this thru, you should hear an answer next week, and to call after July 4th. (mmm, ok. )
Soooo, called on July 5th first thing to UW, and the guys very mono tone, and just matter of fact..."yes, the card was approved, you should receive it in 7-10 days". Im like..What? Really? LOL!! I was thinking the typical $500 approval, but the guy says again..."Your limit is $5,000. It there anything else I can help you with". Again, I'm like, what? $5,000? When was it approved? He says it was approved on Tuesday July 3rd. I thanked him kindly, hung up, and thought ......Im gonna wait till I get my card to see the limit, LOL. Sure enough...$5k! HOLLA!
I'd be lying if I said I was done,
Data points (and they're ugly)....
Inq- last known 70's
No current or prior banking relationship
6 IIB's still showing till 2019
1% util reporting/ $300k in credit
AAOA-? last was around 4 yrs
well done Pizza Congrats buy me a slice now
Sorry should have read through. I was so excited to see you approved! Lol
Congrats on another win Pizza!!!
US bank is my nemisis at the moment. They preapprove me for several cards. But I'm too gun shy to hit the button.😂
Gmood1, need I pull out the Amex card? ??? ? You know what I mean, NF
Congrats on the 5k off the line approval.. As you know I despise Us Bank and ended our little courting recently and will never deal with them again also closed their bank account who in their right mind charges $3 for an ach out of the bank and takes 3-4 days? Us Bank does lol.