US Bank Cash+ Visa Signature - $15K Approval

[Anonymous]

Hopefully you get approved Maharishi. I was given the preapproval on the website then when I applied I was given the 7-10 message. About 3 days later I called the automated line and was told it was declined. I got a letter yesterday from them thinking it was the denial reason and it asked for verification. I called them verified info and called the automated line last night and was approved. Hopefully when you get the letter all you will need is verification

[Anonymous]

@Rik1

thanks for encouraging words, i called after i got the 800 number from here and did the autotmated app status and it showed declined. So i decided to speak to an underwriter who recommended a second review of the app stating the reason for denial was too many inquiries and underwriter stated that it had more auto loan inquiries rather than credit  card inquiries & so its under a second review and will let me know in 3-5 days.

Fingers crossed. will see.

[Anonymous]

Good luck with your recon; hopefully you'll be posting about your approval soon.

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@Anonymous wrote:

@Anonymous

thanks for encouraging words, i called after i got the 800 number from here and did the autotmated app status and it showed declined. So i decided to speak to an underwriter who recommended a second review of the app stating the reason for denial was too many inquiries and underwriter stated that it had more auto loan inquiries rather than credit  card inquiries & so its under a second review and will let me know in 3-5 days.

Fingers crossed. will see.

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[Anonymous]

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@Anonymous wrote:

Submitted an online application for a US Bank Cash+ Visa Signature card on 4/25 and was notified that I would get a decision in 7-10 days.  I later called Credit Card Underwriting Services several times and each time I got a recording saying "I'm sorry; I'm unable to retrieve your application information." Late yesterday afternoon I allowed the call to go through to a representative who pulled up my application and told me "It looks like your application is declining due to too many inquiries."  I thanked her for her help and hung up thinking I would call back to recon when I got the decline letter in the mail.

So imagine my shock when I logged into my US Bank account a few minutes ago and saw the following:

My application was actually approved with a $15K starting limit.

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That is a NICE SL!! CONGRATS!!

[Time2letgo]

Whoot Whoot!!! Happy Friday. Congratulations, nice SL 

[irunfromcredit]

Congrats on the approval. I agree, they are generous with existing customers. They purchased my mortgage late this past summer. I rec’d a preapproval for three of their cards. I applied for the cash + and platinum a few days apart and was approved for both at $15k each!! I did open a checking after shortly so I can do direct deposit and pay my mortgage straight from that account. Anyhow, I’m eyeing the altitude reserve as well, but may wait a few more months. Again congrats on the approval!

[Anonymous]

Another ‘wow, great SL congrats!’ here.

I’m another one eyeing the AR if Chase makes the rumored move. I’ve got ck/sav/C+ with them. Didn’t ever so much with it due to they used to charge for mobile deposits😳 But I don’t think they do anymore.

[Anonymous]

Congrats on nice SL

[Anonymous]

Congrats on the approval! I applied for the same card got the 7-10 day message and got dinged by ARS for too many inquiries. CAlled to recon and was told to reapply in 30 days. So I am basically going to garden for about 3-6 months and see what happens.

[Anonymous]

Wonderful. A nice healthy SL, also!