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US Bank Cash+

212wpbx
Member

US Bank Cash+

Recently approved for US Bank Cash+!

 

Applied on 7/6.

Yesterday, 7/10 I was hit with a denial email, so I immediately called their recon line. Turns out they just needed a verification.

Checked the automated status line and was approved. 

 

It did not give me a SL or APY over the phone. Any way of checking prior to waiting for the card and literature?

Fico 8: TU 776, EQ 772, EX 772
12 REPLIES 12
VoltronM
Senior Contributor

Re: US Bank Cash+

Congrats on approval

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 13
StockiestTrout
Frequent Contributor

Re: US Bank Cash+

You'll probably have to call to find out SL and APY if you don't want to wait till the letter; congrats on the approval though! Way to stick with it and get that recon to work Smiley Happy

College Junior
Starting Score: 724
Current Score: 744
Goal Score: 775

Message 3 of 13
212wpbx
Member

Re: US Bank Cash+

Thank You!

 

I was thinking the same. I think I'll wait to be surprised. 

Fico 8: TU 776, EQ 772, EX 772
Message 4 of 13
bigpoppa09
Established Contributor

Re: US Bank Cash+

I would call now US Bank is known for $500 limits on this card. If this is the case u need to Recon starting limit Asap.
Message 5 of 13
19eighty5
Senior Contributor

Re: US Bank Cash+

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 13
212wpbx
Member

Re: US Bank Cash+

Just called.

4,000 SL
0.00% APY till October 2019
16.74% there after (about)

Should I recon this?

Also doing a BT from an Amex.
Fico 8: TU 776, EQ 772, EX 772
Message 7 of 13
Xiang182838
Established Contributor

Re: US Bank Cash+


@212wpbx wrote:
Just called.

4,000 SL
0.00% APY till October 2019
16.74% there after (about)

Should I recon this?

Also doing a BT from an Amex.

Congrats on the approval!! Smiley Happy




Message 8 of 13
bigpoppa09
Established Contributor

Re: US Bank Cash+

If u want more yes I would recon ask for 15K worst they say is no.
Message 9 of 13
Miesterbro
Valued Contributor

Re: US Bank Cash+

Congrats. 🎉🍾🎈🎊. One of my favorite earners. 


(10/05/18)
Message 10 of 13
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