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US Bank Cash+

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Valued Member

US Bank Cash+

I was approved for the US Bank Cash + with a SL of $3,000. I was hoping for at least $5k.
Message 1 of 13
12 REPLIES 12
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Community Leader
Super Contributor

Re: US Bank Cash+

Congrats on your new card. Have you considered recon on the SL there?

Message 2 of 13
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Valued Member

Re: US Bank Cash+

Do you know if US Bank does a hard pull for recons?
Message 3 of 13
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Moderator

Re: US Bank Cash+


@cumminsdieselfreak wrote:
Do you know if US Bank does a hard pull for recons?

Sometimes they do. They should be able to tell you if second HP is needed. 

Movies about evil children are called Documentaries.
Message 4 of 13
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Senior Contributor

Re: US Bank Cash+

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 5 of 13
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Established Member

Re: US Bank Cash+

What was your score when you were approved?

On the road to credit recovery! (all scores FICO 8)
[7/1/2018 = Eq: 509 / Trans: 566 / Exp: 555]
[8/1/2018 = Eq: 602 / Trans: 598 / Exp: 634]
[9/1/2018 = Eq: 645 / Trans: 641 / Exp: 669]
[4/1/2019 = Eq: 655 / Trans: 643 / Exp: 682]
[8/1/2019 = Eq: 690 / Trans: 667 / Exp: 689]
Message 6 of 13
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Regular Contributor

Re: US Bank Cash+

Congrats. You got twice the SL I did. I was approved in late January this year for 1.5k with a 715 TU and when i called for recon they HP me again and said nope, try again in 6 months, too many inq. It is my lowest limit card but im sticking with it due to the cash back. 




Starting scores: 5/15 - EQ: 546 | TU: 580 | EX: 554
Current scores: 2/19 - EQ: 754 | TU: 750 | EX: 746
Message 7 of 13
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Established Contributor

Re: US Bank Cash+

Congrats on your USB approval!!!











Current

Goal Cards

Message 8 of 13
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Mega Contributor

Re: US Bank Cash+

congrats!

“There is so much pain in the world, and most of these people keep theirs secret, rolling through agonizing lives in invisible wheelchairs, dressed in invisible bodycasts.”
Message 9 of 13
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Moderator Emeritus

Re: US Bank Cash+

Grat's on your approval! As has already been said, reach out to US Bank and consider a recon. You may be surprised?
Starting Score: 300
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 10 of 13
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