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US Bank Kroger Rewards CLI

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clg1231
Established Member

US Bank Kroger Rewards CLI

I originally got this card in Oct 2021 as response to a mailer for an extra $0.55 off per gallon with Kroger fuel points. We live by and shop at Kroger regularly. Initial CL was a shocking $16,500. I chose to ditch my other primary card today (Truist - a whole other ball of wax with their HORRID transition from SunTrust). So I hit the luv button on my Kroger 1-2-3 card and got an instant CLI of $5k to a total of $21,500. So, question - is this great? How far will US Bank take me? Today's scores: EQ - 762 TU - 756  EX - 739. 


Starting Score: Jan 2012 – EQ 582, TU 615
Current Score: Dec 2023 - EQ 790, TU 740, EX 785
Goal Score: 800 Club
Message 1 of 13
12 REPLIES 12
CreditMagic7
Mega Contributor

Re: US Bank Kroger Rewards CLI

Congratulations on a nice new limit with your US Bank Kroger Rewards CLI!!

Message 2 of 13
Elpadrino1
Valued Contributor

Re: US Bank Kroger Rewards CLI

Congratulations on your CLI!!

Message 3 of 13
babygirl1256
Senior Contributor

Re: US Bank Kroger Rewards CLI

Congrats on your US Bank Kroger Rewards CLI . . . that's sweet!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 13
Anonymous
Not applicable

Re: US Bank Kroger Rewards CLI

Very nice @clg1231 . Are credit line increases for the US Bank Kroger Rewards card soft or hard pulls?

Message 5 of 13
NalekSok
Regular Contributor

Re: US Bank Kroger Rewards CLI

Congratulations on your CLI! 🎉






Message 6 of 13
gdale6
Moderator Emeritus

Re: US Bank Kroger Rewards CLI

Grats on your Kroger move up!

Message 7 of 13
clg1231
Established Member

Re: US Bank Kroger Rewards CLI

Thanks, everyone! Finally made it to a place in life where I am using credit to work for me. Paying balance every month. Been a hard road but I have lurked and learned from this community for a long time. 


Starting Score: Jan 2012 – EQ 582, TU 615
Current Score: Dec 2023 - EQ 790, TU 740, EX 785
Goal Score: 800 Club
Message 8 of 13
coreyb80
Super Contributor

Re: US Bank Kroger Rewards CLI

Congrats on the increase!

Message 9 of 13
CreditAggie
Community Leader
Super Contributor

Re: US Bank Kroger Rewards CLI

Congratulations on your US Bank CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 13
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