Lured by their 0%, 18 month balance transfer and purchase terms, I app'd via the website today. Instant approval for $10,200. Though I was prepared for a lower starting limit, it wasn't what I hoped so I'm going to try for a recon tomorrow. 🤞🏻
CRA pulled: TU (in California)
Score: 806
Income: 194,000
Utilization: 13% overall, highest card 36%, most cards at 0%.
No prior relationship with US Bank
Congratulations on your approval!
@M_Smart007 wrote:
Congrats @Asilomar , Nice Name .. Beautiful Place
Oh, you know it?? My home town surf.
@Asilomar wrote:
@M_Smart007 wrote:
Congrats @Asilomar , Nice Name .. Beautiful Place
Oh, you know it?? My home town surf.
@Asilomar, sure do! .. been to all surrounding places to. I live just North of you
Just Gorgeous!!!
@Remedios wrote:@Asilomar congrats!
I know you were hoping for maybe a bit more, but that's a great limit from them
I'm happy for you
Thanks, Remedios. I really appreciate all the help you gave me in the other thread. 😘
Is it a good SCL? I know you told me to expect the unexpected...
I missed underwritting's window today -- they closed at 3. I'm going to try again this a.m. and see how I do. Either way, I won't need a second card for this BT because the work I put in driving up my limits means I have enough room for the entire amount even if I don't get a beefy recon. This card will, however, give me 18 months of interest-free purchases, so it's doing the job I hired it for. 
Thanks for the support, everyone.